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Activa: Caser’s young person insurance for healthcare

June 19, 2024

As a young person, you might think that you’re in the best shape and health of your life (or maybe you’re just young at heart!) While that may be true, to remain active and healthy you still need to pay attention to your health and body with regular checkups and preventative medicine. One of the best things about the time we live in is that we can prevent many diseases instead of only curing them. The best path to prevention is by having regular medical checkups. Do you agree with us? Then read on.

Caser Activa Health Insurance offers great coverage when you need it, at a reasonable price and co-payments on a per-use basis. So which medical screenings and diagnoses are covered by our Activa private medical insurance?

friends on the beach talking about Caser's young person insurance

 

Yearly Checkups with Caser Activa Health Insurance

We know, going to the doctor is a hassle (never better said). But keeping your health in tip-top shape has big advantages. So, let's start with something easy.

For starters, it’s recommendable to see a general practitioner once a year to check your blood pressure, weight, and the general status of your health. If the doctor sees a reason for further diagnosis or screening, they will give you a written prescription for further analysis, like blood or urine. In more serious cases, they will send you to a specialist who will take it from there.

Make sure you have upfront authorization for the diagnosis and that you have passed the possible waiting period, if applicable. Please note that Caser Activa Insurance cannot be used for medical tests needed for certain sports activities, nor for scientific purposes or plastic surgery.

 

Specific Screenings with Activa young person insurance

 

Infertility, Assisted Reproduction, and Pregnancy

Thinking about having your first child or expanding your family? Well, this is of interest to you. This cover provides infertility treatment for couples and includes the study, diagnosis, and treatment of infertility. It includes up to 3 attempts at artificial insemination, 1 attempt at in-vitro fertilization, and ICSI (sperm micro-injection) if necessary. Keep in mind that for women, the maximum age for this coverage is 43 years old. To receive this treatment, both partners must be insured parties and beneficiaries of the coverage at least 24 months before treatment. 

For other pregnancy-related issues, we offer triple screening, amniocentesis and fetal karyotyping in high-risk pregnancies. Also discover our guide to Caser's specific pregnancy-related coverages

 

Urology

We have you covered here as well. For urology, our private medical insurance includes diagnosis of infertility, sterility, and impotency, but treatment for impotency is excluded.  

 

General Diagnostic Methods

At the time of taking out your Activa policy, all recognized standard diagnostic methods in medical practice are included, with diagnostic tests carried out with prior written prescription from a specialist on our list of medical practitioners.

group of friends with Caser's young person insurance

 

Clinical analyses

Our clinical analyses with Activa health insurance consist of biochemical, haematological, microbiological, parasitological, cytopathological, and those for surgical anatomical pathology. 

 

Radiology

Take advantage of standard diagnostic techniques such as plain radiology and special non-invasive radiology, nuclear magnetic resonance (NMR), computerized axial tomography (CAT scan), bone densitometry, and ultrasound scanning. Activa also offers coverage for visceral and vascular interventional radiology. 

 

Others

Activa insurance doesn’t stop there! It also extends to nuclear medicine like radioactive isotopes and gammagraphy; positron emission tomography (PET) in cases of cancer and drug-resistant epilepsy; and endoscopy for the small intestines.

 

Cardiological diagnostics

Don’t worry, we also take care of your heart. We offer a whole bunch of screenings for your heart and cardiovascular system: electrocardiograms, stress tests, echocardiograms, conventional Holter monitor, Holter event monitor, Doppler, hemodynamic and electrophysiological studies, and coronary CAT scans.

 

Clinical neurophysiology

Activa’s neurophysiology coverages are also impressive. We cover electroencephalograms, electromyography, evoked potentials, and polysomnography for obstructive sleep apnea syndrome.

 

Digital dermoscopy

This health coverage extends to the early detection of malignant melanoma in people with a family or personal history of melanoma, dysplastic nevus syndrome and/or when the person has multiple nevi/moles. Caser Activa insurance also covers detection of sentinel lymph nodes in breast cancer and melanoma

 

Early detection of deafness in children

This health coverage extends to the early detection of malignant melanoma in people with a family or personal history of melanoma, dysplastic nevus syndrome and/or when the person has multiple nevi/moles. Caser Activa insurance also covers detection of sentinel lymph nodes in breast cancer and melanoma

 

And now, it's your turn… Get a quote!

 

If all these reasons have convinced you and you want to know more details, here is the next step: click and discover Caser's online insurance quote calculator.

This is an online tool that allows you to get a quote for your medical insurance without leaving your home. Just some very simple, fast, and automated steps. Depending on the preferences you choose, you will be given a quote online in less than 1 minute for each type of health insurance Caser offers, so you can compare and choose the best for you, including options for young person insurance. In addition, with the health insurance quote calculator you will be able to calculate the price for your whole family, as it allows you to include up to 8 people in the same policy, which gives you discounts. And of course, once you finish you will have total discretion when it comes to making your decision about taking out insurance, which you can do online. And remember, calculating your quote does not mean you are committing to anything.

The Spanish have an expression that sums this up perfectly: they say "mejor prevenir que curar". The translation would be something like "better to prevent than to cure". And at Caser we totally agree. That's why we don't just offer you products and cover for when you're ill, but so that you're never ill.

In short, your family's health is a priority. We know that, really. That's why our insurances adapt to everything you need, even before you need it. Enter Caser, dive into everything we have to offer and find out for yourself. And if you have any doubts, our agents will help you find the perfect insurance for you and yours.

Download Free Guide: Health Insurance for Active People

 

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