The ins and outs of choosing private health insurance.
Healthcare options in Spain with Caser Expat Insurance.
Adapta + Sonrisa Esencial Health Insurance no copay
Adapta, no copay health insurance in Spain including dental health
Because excellent health is largely due to a healthy mouth. Intended for young families who are looking for good insurance at a good price and for whom the dental health of their loved ones is important. No co-pay health insurance*
We call you for free
Qualify medical care
So that you can choose the best centres and specialists near you.
Without co-payments
Use your insurance as much as you want without additional costs (except psychology).
Complete dental insurance
You have included our dental Sonrisa Esencial insurance.
PROMOTION
Your health insurance is now 30% off and 3 months for free!
Your health insurance is now 30% off and 2 months for free!
- 30% off. Applied to the regular rate.
- Up to 3 months for free. Take out a policy until 15/03/2024.
- €100 voucher for dental treatments.
- Selfie Health. Keep an eye on your health at any time using your phone camera.
- Centro Médico Caser. Insured parties over the age of 18 have free access to the telemedicine service "Centro Médico Caser".
Get a quote
*See the conditions of the promotion
See in detail all the coverages
A safe two in one, because in addition to having our best health insurance coverage, you can include our dental insurance.
General coverages
Family and paediatric doctor & Registered Nurse with residential service included. Includes preventative checks and child development.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Unlimited access, without long waiting lists and the need of referral from your general practitioner. Paediatrics, gynaecology, dermatology, endocrinology, traumatology... consult the wide range of medical specialties that we put at your disposal.
Medical Specialities
Allergology
Anaesthesiology and resuscitation
Pathological anatomy
Angiology and vascular surgery
Digestive system
Cardiology
Anus-rectal surgery. Proctology
Cardiovascular surgery
General surgery and digestive system
Maxillofacial surgery
Paediatric surgery
Plastic surgery and reconstructive surgery
Thoracic surgery
Dermatology surgical and venereology
Urology
Endocrinology and Nutrition
Geriatrics
Haematology and hemotherapy
Immunology
Infectious and tropical disease
Nuclear medicine
Nephrology
Neonatology
Pneumology
Neurosurgery
Neurophysiology clinic
Neurology
Obstetrics and Gynaecology
Dentistry-stomatology
Ophthalmology
Medical oncology
Radiotherapy oncology
Otolaryngology
Psychology Clinic
Psychiatry
Rehabilitation and physiotherapy
Rheumatology
Pains treatments
Orthopaedic surgery
Access to all common means of diagnosis (clinical analysis, x-rays, magnetic resonance imaging (MRI), CT, ultrasound, endoscopy, electrocardiogram, digital dematoscopy and many more) and always with the most advanced technology. Check the complete list of diagnostic tests that are included in Caser Salud.
Diagnostic Test
Clinical Analyses
Plain X-Ray
Special Non- interventionist Radiology
Nuclear Magnetic Resonance
X-ray computed tomography (CAT Scan)
Densitometry
Radioisotopes
Scintigraphy
Positron Emission Tomography (PET)
Endoscopy
Electrocardiogram
Exercise tolerance test
Echocardiogram
Conventional Holter
Event Holter
Doppler
Electroencephalography
Electromyography and evoked potential
Polysomnography
Triple screening
Amniocentesis
Fetal Karyotype Studies
Digital Dermatoscopy
Sentinel Node Detection
Childhood deafness early detection (Otoacoustic Emissions and Brainstem Evoked Response Audiometry) (BERA)
Echography
Includes all types of hospitalisation, with no limit on medical, paediatric, maternity surgical or ICU hospitalisation.
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With no limit on hospitalisation. There is no upper limit on the hospitalisation days, except for psychiatric hospitalisation.
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Medical hospitalisation without surgical interventionDaytime hospitalisation for treatments like dialysis, for example, is included.
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Paediatric hospitalisation.Includes conventional, incubated and neonatological hospitalisation.
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Maternity hospitalisation.Including assistance from a midwife and obstetrician. Includes anaesthetic, epidural and a bed and incubator for the newborn.
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Surgical hospitalisation.Includes daytime hospitalisation. For laser surgery treatments, for example.
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Intensive Care Unit (I.C.U.) hospitalisation with a prior medical prescription.
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Psychiatric hospitalisation.Exclusively for those previously diagnosed with acute and irreversible flare-ups. Up to 60 days per natural year.
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Special residential care with a prior medical prescription.
** Hospitalisation with an incubator, psychiatric hospitalisation and ICU hospitalisation do not include a bed for the chaperone, due to the nature of this type of hospitalisation.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Hospital emergencies in the health centres included in our medical network, if necessary, an ambulance service is available to take you to the hospital.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
We give you unlimited coverage for prostheses and materials. Prostheses are extensions or components which are used to substitute part of our bodies and which help them to function correctly.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
In the event of an emergency, if you're unable to travel to the health clinic, we send a GP or nurse practitioner to your home.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
24 hours of medical assistance, so you can clarify all your doubts or ask for advice about paediatric and medical questions. Likewise, you could request an explanation for your reports, diagnostic tests and their preparation or about prescriptions, or any other questions.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
If you are travelling outside of Spain, we guarantee your coverage for up to 90 days and up to €15,000.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Procuring a second opinion from experts with a prestigious national and international reputation, for serious illnesses like cancer, neurological and neurosurgical illnesses, chronic kidney failure, etc.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Comprehensive dental insurance including Sonrisa Esencial offers 40 free services and major discounts that will save you money on all other treatments. Plus, under 15 years old have free access to the main paediatric dental treatments (except for orthodontics, endodontics and prostheses).
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Special treatments
We include 15 individual psychology sessions per insured person per year. The prescription of a medical professional from our medical directory is always necessary.
For cases of eating disorders, an additional 20 sessions per insured person per year are included.
Consult the associated co-payments for this coverage.
Unlimited chiropody in doctor's office.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Specific or specialized treatments for various pathologies. Some special treatments: laser therapy, logo phoniatrics, etc.
Logo phoniatrics for organic pathologies:
Extension of logo phoniatrics coverage for vocal cords organic pathologies, resulting in 20 sessions per year. It is considered organic pathology:
- Inflammation: oedemas
- Benign tumours: nodules, polyps; or malignant: cancer of the larynx (with partial or total involvement)
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
A diagnostic tool used for early melanoma detection.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
We extend the cover for malignant tumours to include surgery to symmetrise the healthy breast or mastectomy of the healthy breast and subsequent reconstruction with prostheses if there is a medical indication for this.
It is included within the same oncological breast surgery, or with a maximum limit of two years after the surgery is performed.
We include radiofrequency surgery, in addition to the other techniques already covered for the treatment of this pre-cancerous oesophageal pathology. Requires prescription and prior authorisation.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Prior to any oncological treatment, we will carry out a study to find the most suitable treatment for you and ensure optimum effectiveness.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
It involves a minimally invasive surgical technique with better results than conventional surgery. The most outstanding advantages of this technique are a lower rate of side effects derived from surgery, faster recovery after surgery with less hospitalization time, less postoperative pain, less risk of bleeding and infection and smaller scars, among others.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
A physical and educational exercise program, individualised and supervised by professionals, helps you regain strength and endurance and, as a result, functional capacity. It also helps improve your health, reduce symptoms, prevent the worsening of your disease and reduce the risk of having heart problems in the future.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
We provide this study for those under 16 years of age so that you can know whether their stride is correct and if there is any relation between this and certain diseases.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
In the case of pelvic floor dysfunction (urinary incontinence), possible alterations are analysed and the necessary treatments for recovery are carried out, including pelvic floor rehabilitation (physiotherapy speciality). This consists of pelvic floor exercises, biofeedback, electrostimulation, global body exercises (flexibilising the lumbar spine, stretching aimed at the lower body and lumbosacral region and breathing exercises), massotherapy and relaxing techniques.
A maximum of 8 sessions per insured person per year are included in our associated centres.
Requires prescription and authorisation prior to treatment.
We include vestibular rehabilitation if you suffer from vertigo or dizziness caused by inner ear diseases. This cover is provided in our associated centres and requires a prescription and prior authorisation.
Pregnancy and family planning
From the second pregnancy trimester, we help you to prepare physically and psychologically for the moment you give birth. Including a face-to-face assistant full program guide from a midwife
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
The non-invasive prenatal genetic test analyzes the fetus' DNA through a maternal blood test in order to predict the risk of Down syndrome (trisomy 21), Edwards syndrome (trisomy 18) and Patau syndrome (trisomy 13). The Harmony Test is recommended for women with altered first-trimester combined screening.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Intrauterine (IUD) treatment and implantation are included in this price.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Centro Médico Caser – Telehealth
This telemedicine service allows you to a doctor from the comfort of your own home:
Book an appointment with a specialist and get quality health care by telephone or video call. With long business hours, you choose the day and time that suits you best to seek medical assistance.
Or, if you prefer, get answers to all your medical doubts with no need for an appointment by using the Online Medical Chat.
All check-ups through the telemedicine service, regardless of the specialty, are exempt from copayments.
Unlimited check-ups (except for psychology, with 20 sessions per year per insured party).
Selfie Health allows you to get rapid measurements of a range of health indicators. In just 30 seconds and thanks to mobile facial recognition technology you can obtain readings for the following:
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Heart rate, irregular heartbeat, systolic blood pressure, Diastolic blood pressure, heart rate variability, myocardial stress, respiratory rate, body mass index, waist and height index, stress index, facial skin age, risk of cardiovascular disease and general well-being score.
This service comes free of charge with your health insurance, it is the perfect complement of telehealth, it allows you to track your well-being daily in an easy way and if any reading is outside of the normal range, you will be able to visit your doctor and share with them your results getting a professional opinion.
You can speak to professionals in General Medicine and a range of other specialties: Paediatrics, Dermatology, Digestive System, Endocrinology, Gynaecology, Odontology, Psychiatry, etc.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
During your check-ups, you can also share reports with specialists and receive prescriptions for diagnostic tests or medication.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Quality medical team with telemedicine included
Choose how you want to have a consultation: in person or without leaving your sofa at home. Find out now the names and surnames of the specialists who will take care of your health with a totally personalised treatment. At your disposal, 45,000 professionals and 13,000 health centres all over the country.
Medical TeamAdapta + Dental, the no copay health insurance that comes with you without extra costs
No co-payments, no surprises
There are no co-payments for use except in adult psychology which is € 8 per session.
You can use this insurance for getting your NIE.
The co-payment is the small amount paid by the insured person when making use of certain services that are excluded from the premium. With the copayment, you avoid the general increase in the cost of the policies for all clients who have the same insurance, and in turn, the price is adapted to each person according to their needs.
Services for your daily life
Caser Salud App: everything on your mobile. Consult the Medical Team by proximity, town, postcode and specialists. Request your medical authorisations without calls or offices, and identify yourself as a policyholder from the App with the Digital Card.
Caser Más Beneficios: a place dedicated to offering you the best preventive and wellness services for your health, with significant discounts and special prices. Caser Más Beneficios.
My Emotional Wellbeing Platform: with the best recommendations for self-management of your mind and emotions. The duration of the programme is one year, during which you will have access to streaming sessions with our psychologist and video-recorded practices, with techniques such as Mindfulness.
More details about this health insurance
No, you don't. You will only need to complete a brief health questionnaire, which is an informative document where you tell us about your current state of health. Thanks to this we will be able to specify in more detail the type of medical care you may need.
You can use this medical insurance from day one for the majority of services offered. A minimum qualifying period will be set for the following treatments:
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Family planning: 6 months
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Psychology: 6 months
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Oncological, cardiovascular, dialysis and lithotripsy treatments: 6 months
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High-tech diagnostic tests: 6 months
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Prosthesis: 10 months
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Surgical interventions and admissions for assistance in childbirth/caesarean section: 10 months
And if you transfer from another insurance company where you have held a policy for over a year, Caser will remove* the qualifying periods, except for assistance during childbirth and assisted reproduction.
* Subject to the Particular Conditions in the previous health insurance policy.
Do you want to have all of the information within your reach?
Here you will find all of the set prices for 2023, both the cost-free treatments and the maximum prices for remaining treatments, as well as the terms & conditions and the Medical Team for each product.
If you are searching for health insurance in Spain,
Caser Expat Insurance has the right policy for you!
From €33/month
Activa is the best health insurance for young adults
For you, who don't go to the doctor much but still want to have health insurance with full coverage. With Activa you have it, and at a low price.
For Family Planning
Integral family health insurance
With Caser Salud Integral you have complete medical insurance, with specialists at your disposal 24 hours a day, cover for all ages and also reimbursement of pharmacy expenses.
No co-pay
Prestigio no copay health insurance
You choose and you decide the best health care for you and your whole family. It is possible to choose the doctor you want, anywhere in the world.
Compare our health insurance
Find the modality that best fits your needs at a glance.
FAQ
Know all the details about hiring, how to use your insurance,
maternity processes ... Do not stay with the doubt!
Worth a look...
Health
What is a co-payment?
Health Insurance with Copayments.
Health
10 Benefits of Caser's Adapta Expat Health Insurance Plan.
Differences in Spanish Healthcare.
