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The ins and outs of choosing private health insurance.
Healthcare options in Spain with Caser Expat Insurance.
Adapta + Sonrisa Esencial Health Insurance no copay
Adapta, no copay health insurance in Spain including dental health
Because excellent health is largely due to a healthy mouth. Intended for young families who are looking for good insurance at a good price and for whom the dental health of their loved ones is important. No co-pay health insurance*
We call you for free
About this health insurance
No, you don't. You will only need to complete a brief health questionnaire, which is an informative document where you tell us about your current state of health. Thanks to this we will be able to specify in more detail the type of medical care you may need.
By waiting periods we refer to the time that has to pass from the moment you take out your insurance policy until you can make use of some of its coverages. In the case of Caser Salud Adapta + Sonrisa Esencial, the following waiting periods are established:
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Family planning: 8 months
-
Oncological, cardiovascular, lithotripsy, and dialysis treatments: 8 months
-
Psychology: 8 months
-
High-tech diagnostic tests: 8 months
-
Surgical interventions and hospital admissions (except in cases of life-threatening emergencies), including assistance in childbirth: 8 months
- Prostheses (to cover the cost of the prosthesis, not its implantation): 8 months
The rest of the coverages can be used from the first day.
However, if you come from another insurance company and you have an insurance policy with similar coverage, with a minimum age of one year, the waiting periods can be eliminated and only the psychological waiting period can be maintained.
Health for the whole family
Fast access to specialists and tests. Face-to-face care and telemedicine.
Dental insurance included
With 45 free services and complimentary treatments in paediatric dentistry.
No surprises
Your health at a fixed price and no co-payments (except psychology 8€/ session).
PROMOTION
Your health insurance with a 30% discount and many more advantages!
Your health insurance with a 30% discount and many more advantages!
Because Salud Adapta + Dental also gives you:
- A NEW space dedicated 100% to mental health.
- You have a Virtual Gym, with 3 live classes a week
- 100€ gift for prescription glasses and up to 200€ for hearing aids.
- And, in addition, up to another € 100 gift for dental treatments.
- Hurry up, this promotion is for a limited time only!
Get a quote
+ information in the document "Health promotion conditions" at the bottom of the page.
See in detail all the coverages
A safe two-in-one, because in addition to having our best health insurance coverage in Spain for residency, you can include our dental insurance and you will get repatriation coverage.
General coverages
Family and paediatric doctor & Registered Nurse with residential service included. Includes preventative checks and child development.
Unlimited access, without long waiting lists and the need of referral from your general practitioner. Paediatrics, gynaecology, dermatology, endocrinology, traumatology... consult the wide range of medical specialties that we put at your disposal.
Medical Specialities
Allergology
Anaesthesiology and resuscitation
Pathological anatomy
Angiology and vascular surgery
Digestive system
Cardiology
Anus-rectal surgery. Proctology
Cardiovascular surgery
General surgery and digestive system
Maxillofacial surgery
Paediatric surgery
Plastic surgery and reconstructive surgery
Thoracic surgery
Dermatology surgical and venereology
Urology
Endocrinology and Nutrition
Geriatrics
Haematology and hemotherapy
Immunology
Infectious and tropical disease
Nuclear medicine
Nephrology
Neonatology
Pneumology
Neurosurgery
Neurophysiology clinic
Neurology
Obstetrics and Gynaecology
Dentistry-stomatology
Ophthalmology
Medical oncology
Radiotherapy oncology
Otolaryngology
Psychology Clinic
Psychiatry
Rehabilitation and physiotherapy
Rheumatology
Pains treatments
Orthopaedic surgery
Access to all common means of diagnosis (clinical analysis, x-rays, magnetic resonance imaging (MRI), CT, ultrasound, endoscopy, electrocardiogram, digital dematoscopy and many more) and always with the most advanced technology. Check the complete list of diagnostic tests that are included in Caser Salud.
Diagnostic Test
Clinical Analyses
Plain X-Ray
Special Non- interventionist Radiology
Nuclear Magnetic Resonance
X-ray computed tomography (CAT Scan)
Densitometry
Radioisotopes
Scintigraphy
Positron Emission Tomography (PET)
Endoscopy
Electrocardiogram
Exercise tolerance test
Echocardiogram
Conventional Holter
Event Holter
Doppler
Electroencephalography
Electromyography and evoked potential
Polysomnography
Triple screening
Amniocentesis
Fetal Karyotype Studies
Digital Dermatoscopy
Sentinel Node Detection
Childhood deafness early detection (Otoacoustic Emissions and Brainstem Evoked Response Audiometry) (BERA)
Echography
Includes all types of hospitalisation without day limit for medical, surgical, paediatric, maternity, psychiatric (limited to 60 days) and intensive care unit (ICU) admissions. And for your comfort, a single room with a bed for your companion.
Hospital emergencies in the health centres included in our medical network, if necessary, an ambulance service is available to take you to the hospital.
We give you unlimited coverage for prostheses and materials. Prostheses are extensions or components which are used to substitute part of our bodies and which help them to function correctly.
In the event of an emergency, if you're unable to travel to the health clinic, we send a GP or nurse practitioner to your home.
24-hour telephone and online advice line where you can ask professionals your questions or ask for advice on paediatric and medical issues. You can also ask for help in understanding reports, diagnostic tests and their preparation or ask about the use of medication, among other questions.
We cover medical, surgical, pharmaceutical, and hospitalization expenses abroad with a maximum of €15,000 per insured person per year. And we cover much more: repatriation expenses, medication delivery, travel and accommodation for a companion, interpreter services, assistance with locating and sending luggage, etc. In addition, you now have the Caser Video Consultation App to carry out your consultations with healthcare professionals through call and video call, wherever you are.
Procuring a second opinion from experts with a prestigious national and international reputation, for serious illnesses like cancer, neurological and neurosurgical illnesses, chronic kidney failure, etc.
Comprehensive dental insurance including Sonrisa Esencial offers 40 free services and major discounts that will save you money on all other treatments. Plus, under 15 years old have free access to the main paediatric dental treatments (except for orthodontics, endodontics and prostheses).
Special treatments
Psychology
We include 20 individual psychology sessions per insured person per year. The prescription of a medical professional from our medical directory is always necessary.
For cases of eating disorders, an additional 20 sessions per insured person per year are included.
Consult the associated co-payments for this coverage.
Chiropody
Unlimited chiropody in doctor's office.
Vestibular rehabilitation for inner ear pathology
We include vestibular rehabilitation in case you suffer from vertigo or dizziness caused by diseases of the inner ear. This cover is provided in approved centres and requires a prescription and medical authorisation.
Pelvic floor rehabilitation
In the case of pelvic floor dysfunction (urinary incontinence), possible alterations are analysed and the necessary treatments for recovery are carried out, including pelvic floor rehabilitation (physiotherapy speciality). This consists of pelvic floor exercises, biofeedback, electrostimulation, global body exercises (flexibilising the lumbar spine, stretching aimed at the lower body and lumbosacral region and breathing exercises), massotherapy and relaxing techniques
A maximum of 8 sessions per insured person per year are included in our associated centres.
Requires prescription and authorisation prior to treatment.
Logo phoniatrics for organic pathologies:
Extension of logo phoniatrics coverage for vocal cords organic pathologies, resulting in 20 sessions per year. It is considered organic pathology:
- Inflammation: edemas
- Benign tumours: nodules, polyps; or malignant: cancer of the larynx (with partial or total involvement)
Pregnancy and family planning
Family planning
Including tubal ligation, monitoring with hormonal contraceptives and the implantation of the IUD (including the cost of the intrauterine device).
Diagnosis and treatment of infertility
We offer you the study, diagnosis and treatment of couple infertility, including 3 attempts of artificial insemination and 1 attempt of in vitro fertilization and ICSI (intracytoplasmic sperm injection) if necessary.
Non-Invasive Prenatal Screening Test
The non-invasive genetic test analyzes the fetal DNA to predict the risk of Down syndrome (trisomy 21), Edwards syndrome (trisomy 18), and Patau syndrome (trisomy 13), in case of alterations (high risk) in the combined (triple screening) test of the first trimester.
Childbirth Preparation Program
From the second trimester of pregnancy we help you to be physically and psychologically prepared at the time of delivery. Including a complete face-to-face assistance program guided by midwives.
Postpartum Care
After delivery, assessment of the general condition of the mother and newborn. Advice will be offered on baby care, help and support with breastfeeding, training for pelvic floor rehabilitation, and resolution of care doubts. The age limit of the newborn for the provision of the service will be 28 days. The service will be provided digitally.
What else does Adapta + Dental include?
Centro Médico Caser – Telehealth
This telemedicine service allows you to a doctor from the comfort of your own home:
Book an appointment with a specialist and get quality health care by telephone or video call. With long business hours, you choose the day and time that suits you best to seek medical assistance.
Or, if you prefer, get answers to all your medical doubts with no need for an appointment by using the Online Medical Chat.
All check-ups through the telemedicine service, regardless of the specialty, are exempt from copayments.
Unlimited check-ups (except for psychology, with 20 sessions per year per insured party).
Selfie Health allows you to get rapid measurements of a range of health indicators. In just 30 seconds and thanks to mobile facial recognition technology you can obtain readings for the following:
-
Heart rate, irregular heartbeat, systolic blood pressure, Diastolic blood pressure, heart rate variability, myocardial stress, respiratory rate, body mass index, waist and height index, stress index, facial skin age, risk of cardiovascular disease and general well-being score.
This service comes free of charge with your health insurance, it is the perfect complement of telehealth, it allows you to track your well-being daily in an easy way and if any reading is outside of the normal range, you will be able to visit your doctor and share with them your results getting a professional opinion.
You can speak to professionals in General Medicine and a range of other specialties: Paediatrics, Dermatology, Digestive System, Endocrinology, Gynaecology, Odontology, Psychiatry, etc.
During your check-ups, you can also share reports with specialists and receive prescriptions for diagnostic tests or medication.
NEW Mental Health Space
Taking care of emotional balance is very important. That’s why we have created a new space in the Caser Salud App designed to listen to you, support you, and accompany you. This space includes:
- Mental Health Advisor with a medical professional.
- Directory of Psychology and Psychiatry Specialists, filtered to help you choose the best professional.
- Quick assessment of your anxiety levels and mood changes to know where you
- Access to digital psychology sessions, extended to 30 digital sessions per year for minors under 18, under any circumstances.
- Emergency helpline.
- Courses with live online classes: meditations, yoga... and much more
Digital services
Selfie Health
Selfie Health allows you in just 30 seconds and through a simple facial scan with the camera of your mobile, get more than 15 important indicators for your health and general well-being: heart and respiratory rate, blood pressure, stress index, body mass index, facial age, risk of cardiovascular disease…
Selfie Health also assesses your mental health early and quickly, to detect the risk of developing some mental health pathology, such as anxiety or mood disturbances. Find out more about Selfie Health.
Symptom evaluator
Virtual assistance service based on Artificial Intelligence that, by means of a series of questions about your symptomatology, gives you information about what may be passing by and advises and refers you to the most appropriate level of care or specialist. Do using the Symptom Evaluator from the Caser Salud App. To know more about him. Symptom evaluator.
Platform My Emotional Well-Being
Take care of the mind and the management of emotions through different online courses, with live classes. The following courses are now available: Virtual Gym, Mindfulness, Stress Management, How to sleep well, Yoga, Pilates, Nutrition... See Platform My Emotional well-being.
My medical history
Caser joins the "My Clinical History" project, promoted by the IDIS Foundation, in which different insurers and hospital groups participate. All of it, in order to provide access to the medical records of all those persons with private health insurance, as determined by the guidelines of the european health data area by EU mandate.
From now on, you will be able to access your reports from the Caser Salud App, and share them with the doctors of the private hospital centers attached to this project.
Quality medical team with telemedicine included
Choose how you want to have a consultation: in person or without leaving your sofa at home. Find out now the names and surnames of the specialists who will take care of your health with a totally personalised treatment. At your disposal, 45,000 professionals and 13,000 health centres all over the country.
Medical TeamAdapta + Dental, the health insurance that covers you without extra costs
No co-payments, no surprises
What does it mean to have no co-payments? It means that the price of your insurance is fixed, regardless of the number of times you go to the doctor or how much you use the covers. You will have no extra expenses..
There are only co-payments for the psychology major for adults it is 8€ per session.
And with the Caser Salud App, the insurance goes with you
Everything related to your health insurance on mobile
Consult the Medical Table by proximity, locality, postal code and specialists.
Request your medical authorizations without calls or offices.
Identify yourself as an insured from the App with the Digital Card.
And many more features! Caser Salud App.
About this health insurance
No, you don't. You will only need to complete a brief health questionnaire, which is an informative document where you tell us about your current state of health. Thanks to this we will be able to specify in more detail the type of medical care you may need.
By waiting periods we refer to the time that has to pass from the moment you take out your insurance policy until you can make use of some of its coverages. In the case of Caser Salud Adapta + Sonrisa Esencial, the following waiting periods are established:
-
Family planning: 8 months
-
Oncological, cardiovascular, lithotripsy, and dialysis treatments: 8 months
-
Psychology: 8 months
-
High-tech diagnostic tests: 8 months
-
Surgical interventions and hospital admissions (except in cases of life-threatening emergencies), including assistance in childbirth: 8 months
- Prostheses (to cover the cost of the prosthesis, not its implantation): 8 months
The rest of the coverages can be used from the first day.
However, if you come from another insurance company and you have an insurance policy with similar coverage, with a minimum age of one year, the waiting periods can be eliminated and only the psychological waiting period can be maintained.
Do you want to have all of the information within your reach?
Here you will find all of the set prices for 2024, both the cost-free treatments and the maximum prices for remaining treatments, as well as the terms & conditions and the Medical Team for each product.
If you are searching for health insurance in Spain,
Caser Expat Insurance has the right policy for you!
Family pack from €91,77/month
Médica is the best medical insurance to combine with Social Security
The medical insurance in Spain that gives you access to specialist appointments and fast diagnoses without waiting lists.
For Family Planning
Integral family health insurance
With Caser Salud Integral you have complete medical insurance, with specialists at your disposal 24 hours a day, cover for all ages and also reimbursement of pharmacy expenses.
No co-pay
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You choose and you decide the best health care for you and your whole family. It is possible to choose the doctor you want, anywhere in the world.
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30% discount
