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The ins and outs of choosing private health insurance.
Healthcare options in Spain with Caser Expat Insurance.
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Prestigio Health Insurance
Prestigio, health insurance with reimbursement
You choose and you decide the best health care for you and your whole family. It is possible to choose the doctor you want, anywhere in the world.
We call you for free
What to know about our most prestigious no-copay health insurance and reimbursement
This is undoubtedly the great advantage of Caser Health Prestigio. The reimbursement of medical services means that if you decide to go for a consultation, treatment or intervention with a specialist outside the company's Medical Team, we assume between 80% and 90% of the costs. Thanks to this, and unlike other modalities, not only will you have freedom of choice among the professionals and health centres associated with Caser Expat Insurance, but you will be able to choose any one, whether or not they are linked to the company.
The waiting period is the time from when your insurance policy is taken out until you can avail yourself of certain guarantees.
With the Caser Salud Prestigio plan, there are only waiting periods for the following coverages, the rest you can use from the first day.
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Family planning: 8 months
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Surgical interventions and hospitalization (except in cases of life-threatening emergencies) including assistance in childbirth: 8 months
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Oncological, cardiovascular, dialysis and lithotripsy treatments: 8 months
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Postpartum care: 8 months
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Assisted reproduction: 24 months
However, if you come from another insurance company and you have a similar insurance policy with a minimum of one year's cover, the waiting periods can be eliminated, maintaining only the waiting period for assisted reproduction.
Choose your doctor with complete freedom
We reimburse your expenses if you go to a doctor outside the medical directory.
Forget about extra costs
Use your insurance with peace of mind. Prestigio has no co-payments.
With face-to-face and online care
Medical directory with more than 13,000 centres and also calls and video calls with the doctor.
PROMOTION
Your health insurance with a 30% discount. and 1 month for free!
Your health insurance with a 30% discount. and 1 month for free!
And the promo doesn’t end there because Salud Prestige also gives you:
- A NEW space dedicated 100% to mental health.
- You have a Virtual Gym, with 3 live classes a week
- And, in addition, €100 gift for prescription glasses and up to € 200 for headphones.
- Hurry up, this promotion is for a limited time only!
Get a quote
+ information in the “Health promotion conditions” document at the bottom of the page.
See in detail all the coverages
When you want to have the best healthcare without giving up any advantages and with total freedom to decide, our most prestigious insurance is your best option. A whole world of possibilities to reduce your worries and give you the most security and cover.
General coverages
Family and paediatric doctor & Registered Nurse with residential service included. Includes preventative checks and child development.
Primary medicine
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Unlimited access, without long waiting lists and the need of referral from your general practitioner. Pediatrics, gynecology, dermatology, endocrinology, traumatology... consult the wide range of medical specialties that we put at your disposal.
Medical specialties
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Anaesthesiology and resuscitation
Pathological anatomy
Angiology and vascular surgery
Digestive system
Cardiology
Anus-rectal surgery. Proctology
Cardiovascular surgery
General surgery and digestive system
Maxillofacial surgery
- Paediatric surgery
Plastic surgery and reconstructive surgery
Thoracic surgery
Dermatology surgical and venereology
Urology
Endocrinology and nutrition
Geriatrics
Haematology and hemotherapy
Immunology
Infectious and tropical disease
Intern medicine
Nuclear medicine
Nephrology
Neonatology
Pneumology
Neurosurgery
Neurophysiology clinic
Neurology
Obstetrics and gynaecology
Dentistry-stomatology
Ophthallmology
Medical oncology
Radiotherapy oncology
Otolaryngology
Psychology clinic
Psychiatry
Rehabilitation and physiotherapy
Rheumatology
Pains treatments
Orthopaedic surgery
Access to all common means of diagnosis (clinical analysis, x-rays, magnetic resonance imaging (MRI), CT, ultrasound, endoscopy, electrocardiogram, digital dematoscopy and many more) and always with the most advanced technology. Check the complete list of diagnostic tests that are included in Caser Salud.
Diagnostic tests
- Clinical Analyses
Plain X-Ray
Special Non- interventionist Radiology
Nuclear Magnetic Resonance
X-ray computed tomography (CAT Scan)
Densitometry
Radioisotopes
Scintigraphy
Positron Emission Tomography (PET)
Endoscopy
Electrocardiogram
Exercise tolerance test
Echocardiogram
Conventional Holter
Event Holter
Doppler
Electroencephalography
Electromyography and evoked potential
Polysomnography
Triple screening
Amniocentesis
Fetal Karyotype Studies
Digital Dermatoscopy
Sentinel Node Detection
Childhood deafness early detection (Otoacoustic Emissions and Brainstem Evoked Response Audiometry) (BERA)
Echography
Includes all types of hospitalisation without day limit for medical, surgical, paediatric, maternity, psychiatric (limited to 60 days) and intensive care unit (ICU) admissions. And for your comfort, a single room with a bed for your companion.
All types of hospitalisation
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Hospital emergencies in the health centres included in our medical network, if necessary, an ambulance service is available to take you to the hospital.
Hospital emergencies
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We give you unlimited coverage for prostheses and materials. Prostheses are extensions or components which are used to substitute part of our bodies and which help them to function correctly.
Prosthesis
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Latest technology for early detection of malignant melanoma
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A physical and educational exercise program, individualised and supervised by professionals, helps you regain strength and endurance and, as a result, functional capacity. It also helps improve your health, reduce symptoms, prevent the worsening of your disease and reduce the risk of having heart problems in the future.
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Therapeutic targets are included as a preliminary study for an oncological treatment to choose the most appropriate one and ensure greater effectiveness of the treatment.
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In the event of an emergency, if you're unable to travel to the health clinic, we send a GP or nurse practitioner to your home.
Emergency home visits
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24-hour telephone advice line where you can ask professionals your questions or ask for advice on paediatric and medical issues. You can also ask for help in understanding reports, diagnostic tests and their preparation or ask about the use of medication, among other questions.
24-hr medical assistance
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We cover medical, surgical, pharmaceutical, and hospitalization expenses abroad with a maximum of €15,000 per insured person per year. And we cover much more: repatriation expenses, medication delivery, travel and accommodation for a companion, interpreter services, assistance with locating and sending luggage, etc. In addition, you now have the Caser Video Consultation App to carry out your consultations with healthcare professionals through call and video call, wherever you are.
Support with travelling overseas
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Procuring a second opinion from experts with a prestigious national and international reputation, for serious illnesses like cancer, neurological and neurosurgical illnesses, chronic kidney failure, etc.
Second medical opinion
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It includes 14 free basic services (check-ups, diagnostic tests, extractions, dental cleaning) and a price cap agreed with our medical-dental network for all other treatments. It is not comprehensive dental insurance, but you can save a significant amount compared to a client without health insurance.
Dental add-on
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We extend coverage in cases of malignant tumors by covering surgery for the symmetry of the healthy breast or the mastectomy of this healthy breast and subsequent reconstruction with prosthesis, if medically indicated.
This is included in the same surgery of the oncological breast, or within a maximum period of two years after the performance of such surgery.
This coverage requires a prescription and prior authorization.
We include radiofrequency surgery, in addition to the other techniques already covered for the treatment of this pre-cancerous oesophageal pathology. Requires prescription and prior authorisation.
It involves a minimally invasive surgical technique with better results than conventional surgery. The most outstanding advantages of this technique are a lower rate of side effects derived from surgery, faster recovery after surgery with less hospitalization time, less postoperative pain, less risk of bleeding and infection and smaller scars, among others.
Special treatments
Psychology
We include 20 individual psychology sessions per insured person per year. The prescription of a medical professional from our medical directory is always necessary.
For cases of eating disorders, an additional 20 sessions per insured person per year are included.
Consult the associated co-payments for this coverage.
Chiropody
Unlimited chiropody in doctor's office.
Vestibular rehabilitation for inner ear pathology
We include vestibular rehabilitation in case you suffer from vertigo or dizziness caused by diseases of the inner ear. This cover is provided in approved centres and requires a prescription and medical authorisation.
Pelvic floor rehabilitation
In the case of pelvic floor dysfunction (urinary incontinence), possible alterations are analysed and the necessary treatments for recovery are carried out, including pelvic floor rehabilitation (physiotherapy speciality). This consists of pelvic floor exercises, biofeedback, electrostimulation, global body exercises (flexibilising the lumbar spine, stretching aimed at the lower body and lumbosacral region and breathing exercises), massotherapy and relaxing techniques
A maximum of 8 sessions per insured person per year are included in our associated centres.
Requires prescription and authorisation prior to treatment.
Logo phoniatrics for organic pathologies:
Extension of logo phoniatrics coverage for vocal cords organic pathologies, resulting in 20 sessions per year. It is considered organic pathology:
- Inflammation: edemas
- Benign tumours: nodules, polyps; or malignant: cancer of the larynx (with partial or total involvement)
Medical Specialities
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Pregnancy and family planning
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Including tubal ligation, monitoring with hormonal contraceptives and the implantation of the IUD (including the cost of the intrauterine device).
Diagnosis and treatment of infertility
We offer you the study, diagnosis and treatment of couple infertility, including 3 attempts of artificial insemination and 1 attempt of in vitro fertilization and ICSI (intracytoplasmic sperm injection) if necessary.
Medical Specialities
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Non-Invasive Prenatal Screening Test
The non-invasive genetic test analyzes the fetal DNA to predict the risk of Down syndrome (trisomy 21), Edwards syndrome (trisomy 18), and Patau syndrome (trisomy 13), in case of alterations (high risk) in the combined (triple screening) test of the first trimester.
Childbirth Preparation Program
From the second trimester of pregnancy we help you to be physically and psychologically prepared at the time of delivery. Including a complete face-to-face assistance program guided by midwives.
Postpartum Care
After delivery, assessment of the general condition of the mother and newborn. Advice will be offered on baby care, help and support with breastfeeding, training for pelvic floor rehabilitation, and resolution of care doubts. The age limit of the newborn for the provision of the service will be 28 days. The service will be provided digitally.
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Reimbursement of invoices
In addition to Caser Salud's extensive medical staff, you can access any national or international specialist and choose your primary care physician. You can also choose your children's pediatrician or the hospital center where you want them to operate. Initially you take care of the expenses and we will take care of the reimbursement of the invoice up to a maximum of 90%.
What else does prestigio includes?
Centro Médico Caser - Telehealth
This telemedicine service allows you to a doctor from the comfort of your own home:
Book an appointment with a specialist and get quality health care by telephone or video call. With long business hours, you choose the day and time that suits you best to seek medical assistance.
Or, if you prefer, get answers to all your medical doubts with no need for an appointment by using the Online Medical Chat.
All check-ups through the telemedicine service, regardless of the specialty, are exempt from copayments.
Unlimited check-ups (except for psychology, with 20 sessions per year per insured party).
You can speak to professionals in General Medicine and a range of other specialties: Paediatrics, Dermatology, Digestive System, Endocrinology, Gynaecology, Odontology, Psychiatry, etc.
During your check-ups, you can also share reports with specialists and receive prescriptions for diagnostic tests or medication.
NEW Mental Health Space
Taking care of emotional balance is very important. That’s why we have created a new space in the Caser Salud App designed to listen to you, support you, and accompany you. This space includes:
- Mental Health Advisor with a medical professional.
- Directory of Psychology and Psychiatry Specialists, filtered to help you choose the best professional.
- Quick assessment of your anxiety levels and mood changes to know where you
- Access to digital psychology sessions, extended to 30 digital sessions per year for minors under 18, under any circumstances.
- Emergency helpline.
- Courses with live online classes: meditations, yoga... and much more.
Digital services
Selfie Health
Selfie Health allows you in just 30 seconds and through a simple facial scan with the camera of your mobile, get more than 15 important indicators for your health and general well-being: heart and respiratory rate, blood pressure, stress index, body mass index, facial age, risk of cardiovascular disease…
Selfie Health also assesses your mental health early and quickly, to detect the risk of developing some mental health pathology, such as anxiety or mood disturbances. Find out more about Selfie Health.
Symptom evaluator
Virtual assistance service based on Artificial Intelligence that, by means of a series of questions about your symptomatology, gives you information about what may be passing by and advises and refers you to the most appropriate level of care or specialist. Do using the Symptom Evaluator from the Caser Salud App. To know more about him. Symptom evaluator.
Platform My Emotional Well-Being
Take care of the mind and the management of emotions through different online courses, with live classes. The following courses are now available: Virtual Gym, Mindfulness, Stress Management, How to sleep well, Yoga, Pilates, Nutrition... See Platform My Emotional well-being.
My medical history
Caser joins the "My Clinical History" project, promoted by the IDIS Foundation, in which different insurers and hospital groups participate. All of it, in order to provide access to the medical records of all those persons with private health insurance, as determined by the guidelines of the european health data area by EU mandate.
From now on, you will be able to access your reports from the Caser Salud App, and share them with the doctors of the private hospital centers attached to this project
Take care of yourself with our renowned Medical Team and Telemedicine included
With your health insurance, you receive quality medical care wherever and however you want. Choose from over 45,000 professionals and 13,000 health centres linked to the company. Or you can also consult a specialist without leaving your home, by phone, video call or online medical chat.
Medical TeamHealth insurance with reimbursement that help relieve your expenses with no co-payments
Caser Prestigio's health insurance with reimbursement is synonymous with freedom. You decide the best time for reimbursement of the expenses.
Help in optical and pharmacy expenses
Caser Salud Prestigio not only gives you the most complete list of coverage, but also helps you with your medical expenses in pharmacies, opticians and children’s vaccines:
We refund 50% of what you spend at your optician up to € 100 per insured for the year.
Reimbursement of 50% of the total amount of pharmacy bills and children's vaccines up to a maximum of €100 per insured person per year.
Choosing any modality of stem cells cryopreservation by Biocord through our website: casermasbeneficios.es, we will take care of the reimbursement of the invoice up to a maximum of €600. See terms and conditions.
No co-payments, no extra costs
In other words. NO SURPRISES. Because having no co-payments means knowing that the price of your insurance is fixed and that you won't have to pay anything every time you make use of its coverage. Go to the doctor whenever you need to, knowing that there will be no surcharges. All coverage is included at no extra cost in your policy. Prestigio gives you everything at a fixed price.
And all the management in one place:
Caser Health App
With access to the medical staff from your mobile. Caser Salud App.
With "Digital Card", to identify yourself as insured from the App.
Apply for medical authorizations, without the need for calls.
And many more features!
What to know about our most prestigious no-copay health insurance and reimbursement
Our most prestigious no-copay health insurance and reimbursement is your best option.
This is undoubtedly the great advantage of Caser Health Prestigio. The reimbursement of medical services means that if you decide to go for a consultation, treatment or intervention with a specialist outside the company's Medical Team, we assume between 80% and 90% of the costs. Thanks to this, and unlike other modalities, not only will you have freedom of choice among the professionals and health centres associated with Caser Expat Insurance, but you will be able to choose any one, whether or not they are linked to the company.
The waiting period is the time from when your insurance policy is taken out until you can avail yourself of certain guarantees.
With the Caser Salud Prestigio plan, there are only waiting periods for the following coverages, the rest you can use from the first day.
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Family planning: 8 months
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Surgical interventions and hospitalization (except in cases of life-threatening emergencies) including assistance in childbirth: 8 months
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Oncological, cardiovascular, dialysis and lithotripsy treatments: 8 months
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Postpartum care: 8 months
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Assisted reproduction: 24 months
However, if you come from another insurance company and you have a similar insurance policy with a minimum of one year's cover, the waiting periods can be eliminated, maintaining only the waiting period for assisted reproduction.
Do you want to have all of the information within your reach?
Here you will find all of the set prices for 2024, both the cost-free treatments and the maximum prices for remaining treatments, as well as the terms & conditions and the Medical Team for each product.
If you are searching for health insurance in Spain,
Caser Expat Insurance has the right policy for you!
For NIE & VISA
Adapta health and dental insurance
Your health insurance with medical care, including hospitalisation, and dental coverage. Complete care at an affordable price.
For Family Planning
Integral family health insurance
With Caser Health Integral you have complete medical insurance, with specialists at your disposal 24 hours a day, cover for all ages and also reimbursement of pharmacy expenses.
Family pack from €91,77/month
Médica is the best medical insurance to combine with Social Security
The medical insurance in Spain that gives you access to specialist appointments and fast diagnoses without waiting lists.
Compare our health insurance
Find the modality that best fits your needs at a glance.
FAQ
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