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Complete Coverage

With all the coverage options you need

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Quality Medical Care

So that you can choose the best centres and specialists near you

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Up to 100€ in Dental Treatments

A voucher of 100€ that you can spend on dental treatments of your choice

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First 10 Free of Charge

You only pay from the tenth medical claim, per insured person per year

Different medical specialties, diagnostic tests, hospitalizations, emergencies, special treatments ... It's just the beginning. Find out now about all that we offer for you and for your health.

See in detail all the coverages

Family and paediatric doctor & Registered Nurse with residential service included. Includes preventative checks and child development.

Includes all types of hospitalisation, with no limit on medical, paediatric, maternity surgical or ICU hospitalisation.

  • With no limit on hospitalisation.There is no upper limit on the hospitalisation days, except for psychiatric hospitalisation
  • Medical hospitalisation without surgical interventionDaytime hospitalisation for treatments like dialysis, for example, is included.
  • Paediatric hospitalisation.Includes conventional, incubated and neonatological hospitalisation.
  • Maternity hospitalisation.Including assistance from a midwife and obstetrician. Includes anaesthetic, epidural and a bed and incubator for the new-born.
  • Surgical hospitalisation.Includes daytime hospitalisation. For laser surgery treatments, for example.
  • Intensive Care Unit (I.C.U.) hospitalisation with a prior medical prescription.
  • Psychiatric hospitalisation.Exclusively for those previously diagnosed with acute and irreversible flare-ups. Up to 60 days per natural year.
  • Special residential care with a prior medical prescription

** Hospitalisation with an incubator, psychiatric hospitalisation and ICU hospitalisation do not include a bed for the chaperone, due to the nature of this type of hospitalisation.

Access to all common means of diagnosis (clinical analysis, x-rays, magnetic resonance imaging (MRI), CT, ultrasound, endoscopy, electrocardiogram, digital dematoscopy and many more) and always with the most advanced technology. Check the complete list of diagnostic tests that are included in Caser Salud

We help you to prepare physically and psychologically for the moment when you give birth.
Where necessary, we will provide you with an infertility study, diagnosis and treatment for the couple. You are entitled to up to 3 artificial insemination attempts and 1 in vitro fertilisation attempt.
Intrauterine (IUD) treatment and implantation is included in this price.
Prior to any oncological treatment, we will carry out a study to find the most suitable treatment for you and ensure optimum effective.
This service ensures that we are available to help you with psychological support for any emotional problem you may have.
A diagnostic tool used for early melanoma detection.
If you add your new-born or newly adopted child in your policy within 15 days, you will not have to fill out a health questionnaire, nor will you incur pre-existing fees or vesting periods.
One of the best on the market, for its range and prestige. More info.
After giving birth and once you have returned home, a midwife will attend your family home one to two times to oversee the state and general progress of the mother and the new-born.
As a consequence of vaginal childbirth, the mother may have pelvic floor dysfunction (urinary incontinence and/or rectal anus). In postpartum recovery, possible alterations are analyzed and the required treatments for recovery are carried out, including rehabilitation for pelvic floor (physiotherapy specialty). This involves pelvic floor exercises, biofeedback, electrostimulation, global body exercises (lumbar spine flexibilization, stretching aimed at the lower train and lumbosacral region and breathing exercises), massage therapy and relaxation techniques.
24-Hour emergencies in authorised centres Residential emergency service when the invalid’s state requires it.

Specific or specialized treatments for various pathologies. Some special treatments: lasertherapy, logo phoniatrics, etc.

Logo phoniatrics for organic pathologies:

Extension of logo phoniatrics coverage for vocal cords organic pathologies, resulting in 20 sessions per year. It is considered organic pathology:

  1. Inflammation: oedemas
  2. Benign tumours: nodules, polyps; or malignant: cancer of the larynx (with partial or total involvement)
Unlimited access, without long waiting lists and the need of referral from your general practitioner. Pediatrics, gynecology, dermatology, endocrinology, traumatology ... consult the wide range of medical specialties that we put at your disposal.
We give you unlimited coverage for prostheses and materials. Prostheses are extensions or components which are used to substitute part of our bodies and which help them to function correctly.
We provide this study for those under 15 years of age, so that you can know whether their stride is correct and if there is any relation between this and certain diseases.
If you are travelling outside of Spain, we guarantee your coverage for up to 90 days and up to €15,000.
Can you imagine being able to consult any medical question, at any time and regardless of the day? Well, transform your imagination into reality. Discover more about 24h care line
Unlimited quiropedia in doctor's office.
We provide individual out-patient psychological support.
Procuring a second opinion from experts with a prestigious national and international reputation, for serious illnesses like cancer, neurological and neurosurgical illnesses, chronic kidney failure, etc.
As a general rule in the instance of hospitalisation, we give you the option of an individual room and extra bed for the companion.
The non-invasive prenatal genetic test analyzes the fetus DNA through a maternal blood test in order to predict the risk of Down syndrome (trisomy 21), Edwards syndrome (trisomy 18) and Patau syndrome (trisomy 13). The Harmony Test is recommended for women with altered first trimester combined screening.
It involves a minimally invasive surgical technique with better results than conventional surgery. The most outstanding advantages of this technique are a lower rate of side effects derived from surgery, faster recovery after surgery with less hospitalization time, less postoperative pain, less risk of bleeding and infection and smaller scars, among others.

Reimbursements and Benefits

In addition, we want to help you save on expenses, so we have included a list of refunds. Do the numbers to see how you can recover up to 300 euros per year and insured.

Reimbursement of 50% of the total amount of pharmacy bills and children's vaccines up to a maximum of € 100 per insured person per year. More information about pharmacy costs
We give you a dental check with discounts (€ 100 in orthodontics, implants and prosthetics, or € 30 in the rest of treatments) so that you can enjoy it in the clinics of the medical staff assigned to this promotion.
We refund 50% of what you spend at your optician up to € 100 per insured for the year. More information on optical expenses.

Co-payment and Qualifying periods

Only pay for what you need

Caser Salud Inicia is a form of medical insurance with specific cover for primary healthcare and specialist healthcare, aimed at people who make limited use of medical services and who want to pay a rate that reflects their use.

This insurance requires co-payments. In this way, you pay a small proportion, just for certain services that you use, and your monthly payment will be the same each month

> See all the copayments

>What is Co-payment?

List of coverages that make us unique

  • Dental supplement
  • Bio-mechanical walking study for children under 15 years
  • Support with travelling overseas
  • Assisted reproduction and infertility diagnosis
  • Family planning (included the cost of IUD)
  • Unlimited Chiropody
  • Post-natal care in the comfort of your own home
  • Digital Dermatoscopy for early detection of melanoma
  • Therapeutic targets for oncological treatment
  • Psychology (20 sessions)
How long do I have to wait before being able to use this insurance?

You can use this medical insurance from day one for the majority of services offered. A minimum qualifying period will be set for the following treatments:

> See all the qualifying periods and signing up

And if you transfer from another insurance company where you have held a policy for over a year, Caser will remove* the qualifying periods, except for assistance during childbirth and assisted reproduction.

* Subject to the Particular Conditions in the previous health insurance policy.

The maximum age limit for taking out a policy is 64.

There are no limits as to how long the policy can last.

  • Ambulance
  • Second medical opinion
  • Advantage for adding new-born or newly adopted children in the contract
  • Extensive and prestigious Medical team
  • Support with travelling overseas
  • 24-Hour medical and paediatric support, by telephone and online
  • Psycho-emotional support line
  • Single room with bed for companion

Services included with Caser Salud Integral

Integral does not end in its coverage, but also includes different services totally free for you and yours.

The messaging APP where you can make medical consultations of different specialties, 24 hours a day.

One of the many services aimed at perfecting the development of the smallest members of your family, from the moment they are born until they are 15 years old, one of the stand-out services is the bio-mechanical walking or stride study. It consists of analysing the foot in both the static and dynamic position, as well as its relation to other structures such as the knee, the hip and the spine.

Through this study the posture is analysed and corrected, which prevents future problems and the onset of muscular and osteoarticular lesions.

What’s more, children are able to improve their stride through playing in a fun way.

Can you imagine being able to consult any medical question, at any time and regardless of the day? Well, transform your imagination into reality. Discover more about 24h care line

From home, from your mobile, from wherever you want! All the complete list.

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Find the modality that best fits your needs at a glance.

FaqsF.A.Q.

Know all the details all about hiring, how to use your insurance, maternity processes ... Do not stay with the doubt!

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Here you will find all of the set prices for 2019, both the cost-free treatments and the maximum prices for remaining treatments, as well as the terms & conditions and the Medical Team for each product.