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Valid for NIE, residency, and visa

Our Adapta insurance has an official certificate

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Quality medical care

So that you can choose the best centres and specialists near you

sin-coste
Without
co-payments

Use your insurance as much as you want without additional costs (except psychology)

dental
Complete dental insurance

You have included our dental Sonrisa Esencial insurance

Your health insurance is now 30% off and 3 months for free!
 
 

A safe two in one. Because in addition to having our best health insurance coverage you can include our dental insurance

See in detail all the coverages

General coverages

Family and paediatric doctor & Registered Nurse with residential service included. Includes preventative checks and child development.

Unlimited access, without long waiting lists and the need of referral from your general practitioner. Pediatrics, gynecology, dermatology, endocrinology, traumatology ... consult the wide range of medical specialties that we put at your disposal.

Access to all common means of diagnosis (clinical analysis, x-rays, magnetic resonance imaging (MRI), CT, ultrasound, endoscopy, electrocardiogram, digital dematoscopy and many more) and always with the most advanced technology. Check the complete list of diagnostic tests that are included in Caser Salud

Includes all types of hospitalisation, with no limit on medical, paediatric, maternity surgical or ICU hospitalisation.

  • With no limit on hospitalisation.There is no upper limit on the hospitalisation days, except for psychiatric hospitalisation
  • Medical hospitalisation without surgical interventionDaytime hospitalisation for treatments like dialysis, for example, is included.
  • Paediatric hospitalisation.Includes conventional, incubated and neonatological hospitalisation.
  • Maternity hospitalisation.Including assistance from a midwife and obstetrician. Includes anaesthetic, epidural and a bed and incubator for the new-born.
  • Surgical hospitalisation.Includes daytime hospitalisation. For laser surgery treatments, for example.
  • Intensive Care Unit (I.C.U.) hospitalisation with a prior medical prescription.
  • Psychiatric hospitalisation.Exclusively for those previously diagnosed with acute and irreversible flare-ups. Up to 60 days per natural year.
  • Special residential care with a prior medical prescription

** Hospitalisation with an incubator, psychiatric hospitalisation and ICU hospitalisation do not include a bed for the chaperone, due to the nature of this type of hospitalisation.

Hospital emergencies in the health centres included in our medical network, if necessary, an ambulance service is available to take you to the hospital
We give you unlimited coverage for prostheses and materials. Prostheses are extensions or components which are used to substitute part of our bodies and which help them to function correctly.
In the event of an emergency, if you're unable to travel to the health clinic, we send a GP or nurse practitioner to your home.
24 hours of medical assistance, so you can clarify all your doubts or ask for advice about paediatric and medical questions. Likewise, you could request an explanation for your reports, diagnostic tests and their preparation or about prescriptions, or any other questions.
If you are travelling outside of Spain, we guarantee your coverage for up to 90 days and up to €15,000.
Comprehensive dental insurance including Sonrisa Esencial that offers 40 free services and major discounts that will save you money on all other treatments. Plus, under 15 years old have free access to the main paediatric dental treatments (except for orthodontics, endodontics and prostheses).

Procuring a second opinion from experts with a prestigious national and international reputation, for serious illnesses like cancer, neurological and neurosurgical illnesses, chronic kidney failure, etc.

Special treatments

We include 20 individual psychology sessions per insured person per year. The prescription of a medical professional from our medical directory is always necessary. 

For cases of eating disorders, an additional 20 sessions per insured person per year are included. 

Consult the associated co-payments for this coverage.
Unlimited chiropody in doctor's office.

Specific or specialized treatments for various pathologies. Some special treatments: lasertherapy, logo phoniatrics, etc.

Logo phoniatrics for organic pathologies:

Extension of logo phoniatrics coverage for vocal cords organic pathologies, resulting in 20 sessions per year. It is considered organic pathology:

  1. Inflammation: oedemas
  2. Benign tumours: nodules, polyps; or malignant: cancer of the larynx (with partial or total involvement)

A diagnostic tool used for early melanoma detection.

We extend the cover for malignant tumours to include surgery to symmetrise the healthy breast or mastectomy of the healthy breast and subsequent reconstruction with prostheses if there is a medical indication for this. 

It is included within the same oncological breast surgery, or with a maximum limit of two years after the surgery is performed.

We include radiofrequency surgery, in addition to the other techniques already covered for the treatment of this pre-cancerous oesophageal pathology. Requires prescription and prior authorisation.

Prior to any oncological treatment, we will carry out a study to find the most suitable treatment for you and ensure optimum effective.

It involves a minimally invasive surgical technique with better results than conventional surgery. The most outstanding advantages of this technique are a lower rate of side effects derived from surgery, faster recovery after surgery with less hospitalization time, less postoperative pain, less risk of bleeding and infection and smaller scars, among others.

A physical and educational exercise program, individualised and supervised by professionals, helps you regain strength and endurance and, as a result, functional capacity. It also helps improve your health, reduce symptoms, prevent the worsening of your disease and reduce the risk of having heart problems in the future.
We provide this study for those under 16 years of age, so that you can know whether their stride is correct and if there is any relation between this and certain diseases.
In the case of pelvic floor dysfunction (urinary incontinence), possible alterations are analysed and the necessary treatments for recovery are carried out, including pelvic floor rehabilitation (physiotherapy speciality). This consists of pelvic floor exercises, biofeedback, electrostimulation, global body exercises (flexibilising the lumbar spine, stretching aimed at the lower body and lumbosacral region and breathing exercises), massotherapy and relaxing techniques. 

A maximum of 8 sessions per insured person per year are included in our associated centres. 

Requires prescription and authorisation prior to treatment.
We include vestibular rehabilitation if you suffer from vertigo or dizziness caused by inner ear diseases. This cover is provided in our associated centres and requires a prescription and prior authorisation.

Pregnancy and family planning

From the second pregnancy trimester we help you to prepare physically and psychologically for the moment you give birth. Including a face-to-face assistant full program guide from a midwife.

The non-invasive prenatal genetic test analyzes the fetus DNA through a maternal blood test in order to predict the risk of Down syndrome (trisomy 21), Edwards syndrome (trisomy 18) and Patau syndrome (trisomy 13). The Harmony Test is recommended for women with altered first trimester combined screening.

Intrauterine (IUD) treatment and implantation is included in this price.

Centro Médico Caser - Telehealth

This telemedicine service allows you to a doctor from the comfort of your own home:

  • Book an appointment with a specialist and get quality health care by telephone or video call. With long business hours, you choose the day and time that suits you best to seek medical assistance.
  • Or, if you prefer, get answers to all your medical doubts with no need for an appointment by using the Online Medical Chat.

Find out more about the Centro Médico Caser

All check-ups through the telemedicine service, regardless of the specialty, are exempt from copayments.

Unlimited check-ups (except for psychology, with 20 sessions per year per insured party).

Selfie Health allows you to get rapid measurements of a range of health indicators. In just 30 seconds and thanks to mobile facial recognition technology you can obtain readings for the following: 

  • Heart rate, irregular heartbeat, systolic blood pressure, Diastolic blood pressure, heart rate variability, myocardial stress, respiratory rate, body mass index, waist and height index, stress index, facial skin age, risk of cardiovascular disease and general well being score.

This service comes free of charge with your health insurance, it is the perfect complement of telehealth, it allows you to track your well being daily in an easy way and if if any reading is outside of the normal range, you will be able to visit your doctor and share with them your results getting a professional opinion.

Learn more about Selfie Health

You can speak to professionals in General Medicine and a range of other specialties: Paediatrics, Dermatology, Digestive System, Endocrinology, Gynaecology, Odontology, Psychiatry, etc.

During your chekc-ups, you can also share reports with specialists and receive prescriptions for diagnostic tests or medication.

Co-payment and Qualifying periods

There are no co-payments for use except in adult psychology which is € 8 per session.

You can use this insurance for getting your NIE. 

> What is Co-payment? 

How long do I have to wait before being able to use this insurance?

You can use this medical insurance from day one for the majority of services offered. A minimum qualifying period will be set for the following treatments:

> See all the qualifying periods and signing up

And if you transfer from another insurance company where you have held a policy for over a year, Caser will remove* the qualifying periods, except for assistance during childbirth and assisted reproduction.

* Subject to the Particular Conditions in the previous health insurance policy.

You choose how to use it.
  • MEDICAL DIRECTORY CATEGORY. No co-payments* (except for 8 Euros for Psychology)

* Psychology and assisted reproduction will only be covered and provided via use of the Medical Directory.

The maximum age limit for taking out a policy is 69.

There are no limits as to how long the policy can last.

Having Caser Adaptive Health + Essential Smile gives you the option of accessing all the benefits of Caser Dental Essential Smile, with access to the following dental provisions:

  • Preventative dentistry
  • Image diagnosis
  • Dental surgery
  • Dental surgery
  • Prosthesis (dentures)
  • Orthodontics
  • Implantology
  • Tempromandibular joint pathology
  • Endodontistry
  • Periodontistry

See "Smile Essential" insurance

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Here you will find all of the set prices for 2022, both the cost-free treatments and the maximum prices for remaining treatments, as well as the terms & conditions and the Medical Team for each product.