
The ins and outs of choosing private health insurance.
Healthcare options in Spain with Caser Expat Insurance.
Activa Health Insurance
If you don't go to the doctor that much but still want health insurance that gives you outstanding coverage whenever you might need it, at a reasonable price. Co-payments on a per-use basis.
Complete coverage at a reduced rate with a standard copayment.
Reimbursement for pharmacy, opticians and children’s vaccinations.
A voucher of 100€ that you can spend on dental treatments of your choice.
*See conditions of the promotion
Different medical specialties, diagnostic tests, hospitalizations, emergencies, special treatments ... It's just the beginning. Find out why Activa is the best health insurance for young adults.
Family and paediatric doctor & Registered Nurse with residential service included. Includes preventative checks and child development.
Unlimited access, without long waiting lists and the need of referral from your general practitioner. Pediatrics, gynecology, dermatology, endocrinology, traumatology... consult the wide range of medical specialties that we put at your disposal.
Allergology
Anaesthesiology and resuscitation
Pathological anatomy
Angiology and vascular surgery
Digestive system
Cardiology
Anus-rectal surgery. Proctology
Cardiovascular surgery
General surgery and digestive system
Maxillofacial surgery
Paediatric surgery
Plastic surgery and reconstructive surgery
Thoracic surgery
Dermatology surgical and venereology
Urology
Endocrinology and Nutrition
Geriatrics
Haematology and hemotherapy
Immunology
Infectious and tropical disease
Intern medicine
Nuclear medicine
Nephrology
Neonatology
Pneumology
Neurosurgery
Neurophysiology clinic
Neurology
Obstetrics and Gynaecology
Dentistry-stomatology
Ophthalmology
Medical oncology
Radiotherapy oncology
Otolaryngology
Psychology Clinic
Psychiatry
Rehabilitation and physiotherapy
Rheumatology
Pains treatments
Orthopaedic surgery
Access to all common means of diagnosis (clinical analysis, x-rays, magnetic resonance imaging (MRI), CT, ultrasound, endoscopy, electrocardiogram, digital dermatoscopy and many more) and always with the most advanced technology. Check the complete list of diagnostic tests that are included in Caser Health.
Clinical Analyses
Plain X-Ray
Special Non- interventionist Radiology
Nuclear Magnetic Resonance
X-ray computed tomography (CAT Scan)
Densitometry
Radioisotopes
Scintigraphy
Positron Emission Tomography (PET)
Endoscopy
Electrocardiogram
Exercise tolerance test
Echocardiogram
Conventional Holter
Event Holter
Doppler
Electroencephalography
Electromyography and evoked potential
Polysomnography
Triple screening
Amniocentesis
Fetal Karyotype Studies
Digital Dermatoscopy
Sentinel Node Detection
Childhood deafness early detection (Otoacoustic Emissions and Brainstem Evoked Response Audiometry) (BERA)
Echography
Includes all types of hospitalisation, with no limit on medical, paediatric, maternity surgical or ICU hospitalisation.
With no limit on hospitalisation. There is no upper limit on the hospitalisation days, except for psychiatric hospitalisation.
Medical hospitalisation without surgical interventionDaytime hospitalisation for treatments like dialysis, for example, is included.
Paediatric hospitalisation.Includes conventional, incubated and neonatological hospitalisation.
Maternity hospitalisation.Including assistance from a midwife and obstetrician. Includes anaesthetic, epidural and a bed and incubator for the newborn.
Surgical hospitalisation.Includes daytime hospitalisation. For laser surgery treatments, for example.
Intensive Care Unit (I.C.U.) hospitalisation with a prior medical prescription.
Psychiatric hospitalisation.Exclusively for those previously diagnosed with acute and irreversible flare-ups. Up to 60 days per natural year.
Special residential care with a prior medical prescription.
** Hospitalisation with an incubator, psychiatric hospitalisation and ICU hospitalisation do not include a bed for the chaperone, due to the nature of this type of hospitalisation.
Hospital emergencies in the health centres included in our medical network, if necessary, an ambulance service is available to take you to the hospital.
We give you unlimited coverage for prostheses and materials. Prostheses are extensions or components which are used to substitute part of our bodies and which help them to function correctly.
In the event of an emergency, if you're unable to travel to the health clinic, we send a GP or nurse practitioner to your home.
24 hours of medical assistance, so you can clarify all your doubts or ask for advice about paediatric and medical questions. Likewise, you could request an explanation for your reports, diagnostic tests and their preparation or about prescriptions, or any other questions.
If you are travelling outside of Spain, we guarantee your coverage for up to 90 days and up to €15,000.
Procuring a second opinion from experts with a prestigious national and international reputation, for serious illnesses like cancer, neurological and neurosurgical illnesses, chronic kidney failure, etc.
It includes 14 free basic services (check-ups, diagnostic tests, extractions, dental cleaning) and a price cap agreed with our medical-dental network for all other treatments. It is not comprehensive dental insurance, but you can save a significant amount compared to a client without health insurance.
We include 20 individual psychology sessions per insured person per year. The prescription of a medical professional from our medical directory is always necessary.
For cases of eating disorders, an additional 20 sessions per insured person per year are included.
Consult the associated co-payments for this coverage.
Unlimited chiropody in doctor's office.
Specific or specialized treatments for various pathologies. Some special treatments: laser therapy, logo phoniatrics, etc. Logo phoniatrics for organic pathologies:
Extension of logo phoniatrics coverage for vocal cords organic pathologies, resulting in 20 sessions per year. It is considered organic pathology:
Inflammation: oedemas
Benign tumours: nodules, polyps; or malignant: cancer of the larynx (with partial or total involvement)
A diagnostic tool used for early melanoma detection.
We extend the cover for malignant tumours to include surgery to symmetrise the healthy breast or mastectomy of the healthy breast and subsequent reconstruction with prostheses if there is a medical indication for this.
It is included within the same oncological breast surgery, or with a maximum limit of two years after the surgery is performed.
We include radiofrequency surgery, in addition to the other techniques already covered for the treatment of this pre-cancerous oesophageal pathology. Requires prescription and prior authorisation.
Prior to any oncological treatment, we will carry out a study to find the most suitable treatment for you and ensure optimum effectiveness.
It involves a minimally invasive surgical technique with better results than conventional surgery. The most outstanding advantages of this technique are a lower rate of side effects derived from surgery, faster recovery after surgery with less hospitalization time, less postoperative pain, less risk of bleeding and infection and smaller scars, among others.
A physical and educational exercise program, individualised and supervised by professionals, helps you regain strength and endurance and, as a result, functional capacity. It also helps improve your health, reduce symptoms, prevent the worsening of your disease and reduce the risk of having heart problems in the future.
We provide this study for those under 16 years of age so that you can know whether their stride is correct and if there is any relation between this and certain diseases.
In the case of pelvic floor dysfunction (urinary incontinence), possible alterations are analysed and the necessary treatments for recovery are carried out, including pelvic floor rehabilitation (physiotherapy speciality). This consists of pelvic floor exercises, biofeedback, electrostimulation, global body exercises (flexibilising the lumbar spine, stretching aimed at the lower body and lumbosacral region and breathing exercises), massotherapy and relaxing techniques.
A maximum of 8 sessions per insured person per year are included in our associated centres.
Requires prescription and authorisation prior to treatment.
We include vestibular rehabilitation if you suffer from vertigo or dizziness caused by inner ear diseases. This cover is provided in our associated centres and requires a prescription and prior authorisation.
We provide you with an on-site study, diagnosis, and partner infertility treatment. If necessary, it includes three attempts of artificial insemination as well as IVF (In vitro fertilization) and ICSI (Sperm microinjection).
From the second pregnancy trimester, we help you to prepare physically and psychologically for the moment you give birth. Including a face-to-face assistant full program guide from a midwife.
The non-invasive prenatal genetic test analyzes the fetus' DNA through a maternal blood test in order to predict the risk of Down syndrome (trisomy 21), Edwards syndrome (trisomy 18) and Patau syndrome (trisomy 13). The Harmony Test is recommended for women with altered first-trimester combined screening.
After childbirth, assessment of the general condition of the mother and newborn. We will provide tips on baby care, help and advice on breastfeeding, training in pelvic floor rehabilitation, as well as clearing up queries concerning care. The age limit of the newborn to be eligible for the service is set at 28 days. The service will be provided digitally.
Intrauterine (IUD) treatment and implantation are included in this price.
This telemedicine service allows you to a doctor from the comfort of your own home:
Book an appointment with a specialist and get quality health care by telephone or video call. With long business hours, you choose the day and time that suits you best to seek medical assistance.
Or, if you prefer, get answers to all your medical doubts with no need for an appointment by using the Online Medical Chat.
All check-ups through the telemedicine service, regardless of the specialty, are exempt from copayments.
Unlimited check-ups (except for psychology, with 20 sessions per year per insured party).
Selfie Health allows you to get rapid measurements of a range of health indicators. In just 30 seconds and thanks to mobile facial recognition technology you can obtain readings for the following:
Heart rate, irregular heartbeat, systolic blood pressure, Diastolic blood pressure, heart rate variability, myocardial stress, respiratory rate, body mass index, waist and height index, stress index, facial skin age, risk of cardiovascular disease and general well-being score.
This service comes free of charge with your health insurance, it is the perfect complement of telehealth, it allows you to track your well-being daily in an easy way and if any reading is outside of the normal range, you will be able to visit your doctor and share with them your results getting a professional opinion.
You can speak to professionals in General Medicine and a range of other specialties: Paediatrics, Dermatology, Digestive System, Endocrinology, Gynaecology, Odontology, Psychiatry, etc.
During your check-ups, you can also share reports with specialists and receive prescriptions for diagnostic tests or medication.
Take care of yourself with professionals of recognised prestige. Access them in person or, if you prefer, go for a consultation without leaving your home. You have more than 45,000 professionals and 13,000 health centres at your disposal.
Medical TeamAnd to help reduce your expenses, with Caser Health Activa you have several expenses included. Because we take care of your health, but also your pocket. Take out the calculator and see how to save up to 300 euros per year on insured.
Your insurance includes several reimbursements to help you reduce some expenses.
We refund 50% of what you spend at your optician up to € 100 per insured for the year.
Reimbursement of 50% of the total amount of pharmacy bills and children's vaccines up to a maximum of € 100 per insured person per year.
Choosing any modality of stem cells cryopreservation by Biocord through our website: casermasbeneficios.es, we will take care of the reimbursement of the invoice up to a maximum of €600. See terms and conditions.
Caser Activa Health includes co-payment, and what does this mean? With the co-payment system, you keep the price of your insurance with a reduced amount all year round. What is Co-payment?
But don't worry, we don't want this to be a burden, so the amount in copayments is limited to 395 euros per year per insured.
Caser Salud App: you can consult the medical directory with geolocation, request a medical authorisation without calling and in case you forget your insurance card at home, the App is Tarjeta Digital, so that you can identify yourself at the health centres.
Caser Más Beneficios: And also, preferential access to services to optimise your health: nutrition, maternity, prevention... Discover them at Caser Más Beneficios.
My Emotional Wellbeing Platform: And now as a gift, access to the My Emotional Wellbeing Platform for one year. It includes streaming sessions with psychology professionals and video practices with different emotional intelligence and Mindfulness techniques
With this type of insurance, you have an annual co-payment limit capped at €395 per insured person per year. When this amount is exceeded, you don’t have to pay any further co-payments for any service that you use. You can continue using your insurance at no cost until the next renewal.
Medical assistant services consultation |
€2,50 |
Podiatry and speech therapy |
€4 |
General primary medicine, paediatrics and childcare |
€7,80 |
Rehabilitation treatments and physiotherapy |
€5 |
Specialist consultations |
€15,50 |
Standard diagnostic procedures |
€12 |
Psychology, adults and paediatrics |
€8 |
High-tech and genetic diagnostic procedures |
€40 |
Hospital and home emergencies |
€25 |
At-home services |
€16 |
Postpartum care |
€15 |
Preparation for childbirth |
€38 |
Assisted reproduction |
€45 |
Artificial insemination IVF, ICSI |
€85 |
Other services |
€14 |
There is no limit to the number of days you can stay in hospital for medical, surgical, paediatric or maternity admissions. The most important thing in these cases is that you recover 100% with complete peace of mind and that you are accompanied by your loved ones because as far as possible we will always give you a single room with a bed for your companion.
There is only a limit of days in the case of admission related to the speciality of psychiatry, with a period of 60 days.
Here you will find all of the set prices for 2023, both the cost-free treatments and the maximum prices for remaining treatments, as well as the terms & conditions and the Medical Team for each product.
Your health insurance with medical care, including hospitalisation, and dental coverage. Complete care at an affordable price.
With Caser Salud Integral you have complete medical insurance, with specialists at your disposal 24 hours a day, cover for all ages and also reimbursement of pharmacy expenses.
The medical insurance in Spain that gives you access to specialist appointments and fast diagnoses without waiting lists.
Find the modality that best fits your needs at a glance.
Know all the details about hiring, how to use your insurance,
maternity processes ... Do not stay with the doubt!
The ins and outs of choosing private health insurance.
Healthcare options in Spain with Caser Expat Insurance.
Factors that come into play in the choice of insurance.
Health insurance price range.
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