A few tests, a doctor’s visit or a simple examination might require some waiting - time you really can’t afford to lose. Because we know what you need, this insurance takes care of the most important part of your business: your health.
Up to €500 off each year for the worker and relatives
On family contracts
Forget long waiting lists
With emergency assistance on international trips
Up to 5% off For 2 or more insured parties. €100 voucher for dental treatments We offer you a dental voucher with €100 off orthodontics, implants and prostheses, or €30 off on all other treatments. You can use your voucher at any of the medical clinics included in this promotion. Reimbursement of pharmacy and child vaccination costs We reimburse 50% of pharmacy and child vaccination costs up to a maximum of €100 per insured party per year. Valid just for Activa. Selfie Health Keep an eye on your health at any time using your phone camera. MedicalClinicCaser Insured parties over the age of 18 have free access to the telemedicine service "MedicalClinicCaser". This application offers access to TeleConsultation, VideoConsultation and a medical chat service via the Caser Salud App or the online Customer Area with different medical specialists. |
In order to adapt ourselves to your professional profile, family life and financial preferences, we have broken down our Self-Employed Health Insurance into four types. Which one best meets your needs?
Our most cost-effective option.
It doesn’t include hospitalisation but it does include the most comprehensive outpatient assistance. Geared towards reducing waiting times required when accessing specialists and diagnostic tests.
The only type with adapted co-payment, which results in comprehensive assistance, with hospitalisation included at a reduced price.
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GENERAL COVERAGE | ||||
GENERAL COVERAGE | ||||
Co-payment | ||||
Co-payment | No (Except Psychology €8) |
Standard see co-payments |
No (Except Psychology €8) |
No (Except Psychology €8) |
Primary Care and Paediatrics | ||||
Primary Care and Paediatrics | ||||
Specialists | ||||
Specialists | ||||
Diagnostic tests | ||||
Diagnostic tests | ||||
Hospitalisation (medical, surgical and ICU) | ||||
Hospitalisation (medical, surgical and ICU) | ||||
Psychiatric Hospitalisation | ||||
Psychiatric Hospitalisation | ||||
Dental Coverage | ||||
Dental Coverage | Complemento bucodental | Complemento bucodental | Complemento bucodental | Complemento bucodental |
International Medical Assistance | ||||
International Medical Assistance | ||||
Outpatient emergencies | ||||
Outpatient emergencies | ||||
Inpatient Emergencies | ||||
Inpatient Emergencies | ||||
Home treatment | ||||
Home treatment | ||||
Prosthesis | ||||
Prosthesis | ||||
Transplants | ||||
Transplants | ||||
SPECIAL TREATMENTS | ||||
SPECIAL TREATMENTS | ||||
Physical Therapy | ||||
Physical Therapy | ||||
Psychology | ||||
Psychology | 20 sessions (per insured party/year) |
20 sessions (per insured party/year) |
20 sessions (per insured party/year) |
20 sessions (per insured party/year) |
Chiropody | ||||
Chiropody | 6 sessions (per insured party/year) |
Unlimited | Unlimited | Unlimited |
Speech Therapy | ||||
Speech Therapy | ||||
Therapeutic targets (for cancer treatment) |
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Therapeutic targets (for cancer treatment) |
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Pain Treatment | ||||
Pain Treatment | ||||
Dialysis | ||||
Dialysis | ||||
Robotic surgery in prostate cancer interventions with the Da Vinci System | ||||
Robotic surgery in prostate cancer interventions with the Da Vinci System | ||||
Other treatments | ||||
Other treatments | ||||
PREGNANCY AND FAMILY PLANNING | ||||
PREGNANCY AND FAMILY PLANNING | ||||
Infertility Treatment | ||||
Infertility Treatment | ||||
Assisted Reproduction | ||||
Assisted Reproduction | ||||
Birth Preparation program | ||||
Birth Preparation program | ||||
Prenatal Harmony Test | ||||
Prenatal Harmony Test | ||||
Birth | ||||
Birth | ||||
Post-natal care in the comfort of your own home | ||||
Post-natal care in the comfort of your own home | ||||
Postpartum pelvic floor rehabilitation | ||||
Postpartum pelvic floor rehabilitation | ||||
Family planning (Intrauterine treatment and implantation included in the price) | ||||
Family planning (Intrauterine treatment and implantation included in the price) | ||||
SERVICES AND COMPLEMENTS | ||||
SERVICES AND COMPLEMENTS | ||||
Second Medical Opinion | ||||
Second Medical Opinion | ||||
Medical and paediatric telephone assistance (24/7 365 days a year) | ||||
Medical and paediatric telephone assistance (24/7 365 days a year) | ||||
Psycho-emotional telephone assistance | ||||
Psycho-emotional telephone assistance | ||||
App Mi Salud | ||||
App Mi Salud | ||||
Ambulances | ||||
Ambulances | ||||
REFUNDS / REIMBURSEMENT | ||||
REFUNDS / REIMBURSEMENT | ||||
Medical Costs (outside our medical network of professionals) | ||||
Medical Costs (outside our medical network of professionals) | ||||
More info More information | More info More information | More info More information | More info More information |
You deduct up to €500 per year from the cost of your insurance in the personal income tax return, applicable to your partner and children under the age of 25.
What’s more, in the event of a disability, the deduction can amount to €1,500 per year.
How to take out your Self-Employed Health Insurance
Made up of more than 45,000 professionals and more than 13,000 clinics and centres, including the most prestigious ones.
There are consultations that cannot wait. With the MiDoctorCaser App, you take the doctor wherever you go via your mobile: chat with different professionals from multiple specialties and clear up any doubts about health, instantly.
Search and download MiDoctorCaser app on your phone.
Yes. The law states that self-employed workers who take out a private health insurance can deduct the premiums they pay for.
This deduction is applicable to both the self-employed worker, their partner and children under the age of 25, with a maximum of €500 per insured person per year, and up to €1,500 for professionals with disabilities.
It is very simple. Naturally, you must be a self-employed worker, and from there, you only need to be of legal age, reside in Spain and fill out the health questionnaire.
69 years old for Médica and Integral products and 64 years old for Activa and Prestigio.
No, your medical insurance is for a period of one year.
No. One of our priorities is comfort, so, just like you decide when to join us, you also decide when to end your policy. Don’t forget that, in order to cancel your insurance, you are only required to notify us at least one month before the expiration of the policy, which is annual.
Yes. Even though the policy is annual, the payment can be split on a six-monthly, quarterly or monthly basis, depending on whichever you find most convenient, and free of charge.
Payment is made through a direct debit in the current account indicated at the time you take out the insurance. Remember that the owner of this account must be the policyholder and in no case can they be the beneficiaries.
Yes, you can include your partner/spouse and children as long as they are under 25 and live at the same address as you.
They can be included anytime. You can include your children or spouse at any moment the policy is in force, as long as they meet the requirements outlined in the previous question.
Yes. By including two insured parties you get a 5% discount and, if you include 3 or more, you get 10% off.
The advantages of our insurance for self-employed workers are specifically for this collective. If you de-register as a self-employed worker, let us know so that we can transfer you to a private insurance under beneficial terms and conditions.
This is one of the great advantages of our insurance for self-employed workers, since it does not have qualifying periods, except for assistance in childbirth and assisted reproduction. You are free to seek healthcare as from the effective date of the contract.
Your insurance is renewed automatically at the end of each annuity.
Prices may vary year to year depending on the variations of the health system, the age of the insured party or the number of individuals included in the policy. If the cost of our insurance varies, we will notify you two months before the expiration of the policy, allowing you to choose between renewing the contract or allowing it to expire.
You can freely select any professional in the Caser Medical Network. That said, with Prestigio, if you access specialists outside the network, we will reimburse you up to 90% of expenses.
Consult all the complementary documentation for Caser Salud Integral.
Get full details of what is included and all information relevant to this type.
As required by the data protection legislation in force, we inform you that the data you may provide to us will be processed. Below you will find the basic information on the processing:
CAJA DE SEGUROS REUNIDOS, Compañía de Seguros y Reaseguros, S.A.- CASER
Purposes
Legal basis
Purposes
Legal basis
Reinsurance companies or coinsurers. Caser Group’s companies. Entities engaged in fraud prevention. Public Administration authorities.
Access, rectification, erasure, portability, restriction and objection to processing, by mail or e-mail, including proof of your identity.
Postal address: Avda. de Burgos, 109 28050 – MADRID
E-mail: dpogrupocaser@caser.es
Please refer to the additional detailed information available on our website: www.caser.es/proteccion-de-datos.
© Caser Expatinsurance 2017
As required by the data protection legislation in force, we inform you that the data you may provide to us will be processed. Below you will find the basic information on the processing:
CAJA DE SEGUROS REUNIDOS, Compañía de Seguros y Reaseguros, S.A.- CASER
Purposes
Legal basis
Purposes
Legal basis
Reinsurance companies or coinsurers. Caser Group’s companies. Entities engaged in fraud prevention. Public Administration authorities.
Access, rectification, erasure, portability, restriction and objection to processing, by mail or e-mail, including proof of your identity.
Postal address: Avda. de Burgos, 109 28050 – MADRID
E-mail: dpogrupocaser@caser.es
Please refer to the additional detailed information available on our website: www.caser.es/proteccion-de-datos.
© Caser Expatinsurance 2022