What Types of Insurance Does Helvetia Offer for Expatriates in Switzerland?

Moving to Switzerland can be an exciting experience, but it also brings important challenges, especially when it comes to health and personal safety. As an expatriate, having the right insurance coverage is essential to protect yourself and your loved ones in case of an emergency. Helvetia offers insurance solutions tailored for expatriates, complying with Swiss regulations and providing additional benefits to meet your needs.

Basic Health Insurance: A Legal Requirement in Switzerland

In Switzerland, basic health insurance is mandatory for all residents, including expatriates. This coverage guarantees access to essential medical services, such as doctor visits, hospital stays, and prescription medications. Helvetia offers health insurance options that allow expatriates to comply with local regulations while ensuring access to proper medical care in case of an emergency.

Supplemental Health Insurance: Coverage Beyond the Basics

If you’re looking for more comprehensive coverage, supplemental health insurance is ideal for expanding your benefits. This type of insurance can include specialist consultations without long waiting times, alternative medicine, physiotherapy, and dental treatments. Helvetia offers supplemental insurance options for those who seek flexibility in choosing doctors and hospitals, and who desire international coverage.

Life Insurance: Protection for Your Loved Ones

Life insurance is essential for expatriates planning to settle in Switzerland long-term or who have dependents. With Helvetia, you can access life insurance options that provide a financial safety net in the event of death or disability, covering your expenses and ensuring the security of your loved ones.

Liability Insurance: Peace of Mind in Daily Life

Liability insurance is especially useful for expatriates, as it covers third-party damages in both personal and professional situations. This Helvetia insurance protects you in cases of damage to other people’s property or accidental injuries to others, helping you integrate into Swiss life with greater confidence and security.