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The ins and outs of choosing private health insurance.
Healthcare options in Spain with Caser Expat Insurance.
Médica Health Insurance
With the coverage you need for everyday life
For you, who want outpatient healthcare at an affordable price. Take care of the whole family with a quality medical directory of more than 30 different specialties and the most common means of diagnosis.
We call you for free
About Caser Médica health insurance
Of course! Caser Salud Médica is a great option if you're looking for affordable health insurance for the whole family. If you want to include your children in the policy, all you have to do is add them as beneficiaries. We also offer family discounts.
Get now the price for the whole family with our online calculator: get a quote.
Yes, your insurance policy includes coverage for medical care abroad. With it, we take care of any medical expenses you may incur due to an unforeseen health problem abroad. Also, remember that you have a 24-hour telephone number in case of an emergency outside Spain: +34 91 595 50 49.
By waiting period, we refer to the period of time that must elapse from the time you take out your insurance until you can make use of certain coverages. In the case of this modality, this period only exists for one coverage, the rest you will be able to use from day one:
- High-tech diagnostic tests: 4 months.
However, if you come from another insurance company and you have a product with similar cover that is at least one year old, you will be able to.
Quick access to specialists and tests
Go directly to the doctor of your choice without prior prescription.
Face-to-face assistance + telemedicine
Have a consultation in person or without leaving your home.
Family-friendly and affordable
Choose between limited co-payment, or have the first 10 co-payments, per insured per year, free of charge.
PROMOTION
Your health insurance with a 30% discount and 1 month for free!
Your health insurance with a 30% discount. and 1 month for free!
And the offer doesn’t stop there because…
- We also apply up to a 10% discount extra for 2 or more insured.
- Salud Médica has a Family Pack, 3 insured, from € 91.77 /month.
- This insurance also includes a NEW space dedicated 100% to the mental health.
- You have a Virtual Gym, , with 3 live classes a week.
- And, in addition, €100 gift for prescription glasses and up to € 200 for headphones.
- Hurry, this promotion is for a limited time only!
Get a quote
+ information in the document "Health promotion conditions" at the bottom of the page.
See in detail all the coverages
If you want to take care of your health and complement the health care of the Social Security with the advantages of a private medical insurance in Spain, Caser Médica Health is perfect. Get access to quality coverage and healthcare services for you and the whole family.
General coverages
Family and paediatric doctor & Registered Nurse with residential service included. Includes preventative checks and child development.
Unlimited access, without long waiting lists and the need of referral from your general practitioner. Pediatrics, gynecology, dermatology, endocrinology, traumatology... consult the wide range of medical specialties that we put at your disposal.
Medical specialties
Allergology
Anaesthesiology and resuscitation
Pathological anatomy
Angiology and vascular surgery
Digestive system
Cardiology
Anus-rectal surgery. Proctology
Cardiovascular surgery
General surgery and digestive system
Maxillofacial surgery
Paediatric surgery
Plastic surgery and reconstructive surgery
Thoracic surgery
Dermatology surgical and venereology
Urology
Endocrinology and nutrition
Geriatrics
Haematology and hemotherapy
Immunology
- Infectious and tropical disease
- Intern medicine
Nuclear medicine
Nephrology
Neonatology
Pneumology
Neurosurgery
Neurophysiology clinic
Neurology
Obstetrics and gynaecology
Dentistry-stomatology
Ophthallmology
Medical oncology
Radiotherapy oncology
Otolaryngology
Psychology clinic
Psychiatry
Rehabilitation and physiotherapy
Rheumatology
Pains treatments
Orthopaedic surgery
Access to all common means of diagnosis (clinical analysis, x-rays, magnetic resonance imaging (MRI), CT, ultrasound, endoscopy, electrocardiogram, digital dematoscopy and many more) and always with the most advanced technology. Check the complete list of diagnostic tests that are included in Caser Salud.
Diagnostic tests
- Clinical Analyses
Plain X-Ray
Special Non- interventionist Radiology
Nuclear Magnetic Resonance
X-ray computed tomography (CAT Scan)
Densitometry
Radioisotopes
Scintigraphy
Positron Emission Tomography (PET)
Endoscopy
Electrocardiogram
Exercise tolerance test
Echocardiogram
Conventional Holter
Event Holter
Doppler
Electroencephalography
Electromyography and evoked potential
Polysomnography
Triple screening
Amniocentesis
Fetal Karyotype Studies
Digital Dermatoscopy
Sentinel Node Detection
Childhood deafness early detection (Otoacoustic Emissions and Brainstem Evoked Response Audiometry) (BERA)
Echography
It includes 14 free basic services (check-ups, diagnostic tests, extractions, dental cleaning) and a price cap agreed with our medical-dental network for all other treatments. It is not comprehensive dental insurance, but you can save a significant amount compared to a client without health insurance.
In the event of an emergency, if you're unable to travel to the health clinic, we send a GP or nurse practitioner to your home.
24-hour telephone advice line where you can ask professionals your questions or ask for advice on paediatric and medical issues. You can also ask for help in understanding reports, diagnostic tests and their preparation or ask about the use of medication, among other questions.
We cover medical, surgical, pharmaceutical, and hospitalization expenses abroad with a maximum of €15,000 per insured person per year. And we cover much more: repatriation expenses, medication delivery, travel and accommodation for a companion, interpreter services, assistance with locating and sending luggage, etc. In addition, you now have the Caser Video Consultation App to carry out your consultations with healthcare professionals through call and video call, wherever you are.
Procuring a second opinion from experts with a prestigious national and international reputation, for serious illnesses like cancer, neurological and neurosurgical illnesses, chronic kidney failure, etc.
Special treatments
Psychology
We include 20 individual psychology sessions per insured person per year. The prescription of a medical professional from our medical directory is always necessary.
For cases of eating disorders, an additional 20 sessions per insured person per year are included.
Consult the associated co-payments for this coverage.
Chiropody
Unlimited chiropody in doctor's office.
Vestibular rehabilitation for inner ear pathology
We include vestibular rehabilitation in case you suffer from vertigo or dizziness caused by diseases of the inner ear. This cover is provided in approved centres and requires a prescription and medical authorisation.
Pelvic floor rehabilitation
In the case of pelvic floor dysfunction (urinary incontinence), possible alterations are analysed and the necessary treatments for recovery are carried out, including pelvic floor rehabilitation (physiotherapy speciality). This consists of pelvic floor exercises, biofeedback, electrostimulation, global body exercises (flexibilising the lumbar spine, stretching aimed at the lower body and lumbosacral region and breathing exercises), massotherapy and relaxing techniques
A maximum of 8 sessions per insured person per year are included in our associated centres.
Requires prescription and authorisation prior to treatment.
Logo phoniatrics for organic pathologies:
Extension of logo phoniatrics coverage for vocal cords organic pathologies, resulting in 20 sessions per year. It is considered organic pathology:
- Inflammation: edemas
- Benign tumours: nodules, polyps; or malignant: cancer of the larynx (with partial or total involvement)
Pregnancy and family planning
Family planning
Including tubal ligation, monitoring with hormonal contraceptives and the implantation of the IUD (including the cost of the intrauterine device).
Diagnosis and treatment of infertility
We offer you the study, diagnosis and treatment of couple infertility, including 3 attempts of artificial insemination and 1 attempt of in vitro fertilization and ICSI (intracytoplasmic sperm injection) if necessary.
Non-Invasive Prenatal Screening Test
The non-invasive genetic test analyzes the fetal DNA to predict the risk of Down syndrome (trisomy 21), Edwards syndrome (trisomy 18), and Patau syndrome (trisomy 13), in case of alterations (high risk) in the combined (triple screening) test of the first trimester.
Childbirth Preparation Program
From the second trimester of pregnancy we help you to be physically and psychologically prepared at the time of delivery. Including a complete face-to-face assistance program guided by midwives.
Postpartum Care
After delivery, assessment of the general condition of the mother and newborn. Advice will be offered on baby care, help and support with breastfeeding, training for pelvic floor rehabilitation, and resolution of care doubts. The age limit of the newborn for the provision of the service will be 28 days. The service will be provided digitally.
What else does medica health include?
Centro Médico Caser - Telehealth
This telemedicine service allows you to a doctor from the comfort of your own home:
Book an appointment with a specialist and get quality health care by telephone or video call. With long business hours, you choose the day and time that suits you best to seek medical assistance.Or, if you prefer, get answers to all your medical doubts with no need for an appointment by using the Online Medical Chat.
All check-ups through the telemedicine service, regardless of the specialty, are exempt from copayments.
Unlimited check-ups (except for psychology, with 20 sessions per year per insured party).
You can speak to professionals in General Medicine and a range of other specialties: Paediatrics, Dermatology, Digestive System, Endocrinology, Gynaecology, Odontology, Psychiatry, etc.
During your check-ups, you can also share reports with specialists and receive prescriptions for diagnostic tests or medication.
NEW Mental Health Space
Taking care of emotional balance is very important. That’s why we have created a new space in the Caser Salud App designed to listen to you, support you, and accompany you. This space includes:
- Mental Health Advisor with a medical professional.
- Directory of Psychology and Psychiatry Specialists, filtered to help you choose the best professional.
- Quick assessment of your anxiety levels and mood changes to know where you
- Access to digital psychology sessions, extended to 30 digital sessions per year for minors under 18, under any circumstances.
- Emergency helpline.
- Courses with live online classes: meditations, yoga... and much
Digital services
Selfie Health
Selfie Health allows you in just 30 seconds and through a simple facial scan with the camera of your mobile, get more than 15 important indicators for your health and general well-being: heart and respiratory rate, blood pressure, stress index, body mass index, facial age, risk of cardiovascular disease…
Selfie Health also assesses your mental health early and quickly, to detect the risk of developing some mental health pathology, such as anxiety or mood disturbances. Find out more about Selfie Health.
Symptom evaluator
Virtual assistance service based on Artificial Intelligence that, by means of a series of questions about your symptomatology, gives you information about what may be passing by and advises and refers you to the most appropriate level of care or specialist. Do using the Symptom Evaluator from the Caser Salud App. To know more about him. Symptom evaluator.
Platform My Emotional Well-Being
Take care of the mind and the management of emotions through different online courses, with live classes. The following courses are now available: Virtual Gym, Mindfulness, Stress Management, How to sleep well, Yoga, Pilates, Nutrition... See Platform My Emotional well-being.
My medical history
Caser joins the "My Clinical History" project, promoted by the IDIS Foundation, in which different insurers and hospital groups participate. All of it, in order to provide access to the medical records of all those persons with private health insurance, as determined by the guidelines of the european health data area by EU mandate.
From now on, you will be able to access your reports from the Caser Salud App, and share them with the doctors of the private hospital centers attached to this project.
How do you want the co-payment in your health insurance?
A co-payment means you pay a small amount of money each time you use some of your insurance coverage. What do you get in return. Thanks to this, the price of Caser Salud Médica is lower in comparison to a modality without co-payment, and so you avoid having to pay a high annual premium. Or to put it another way, you won't pay a fixed amount upfront for something you may not use later.
Choose your co-payment type
- Limited co-payment: You pay a co-payment up to a maximum of €395 per insured person per year.If you exceed that figure, you will not pay extra.
- 10 first co-payments free of charge: includes the first 10 co-payments per insured person per year completely free of charge. This way you only have to pay co-payments for intensive use of your insurance.
And now, give names and surnames to the professionals who will take care of you.
Medical Team with teleconsultations included
Receive medical care in person and online. Choose from more than 45,000 professionals and 13,000 prestigious health centres.
Medical TeamMedical insurance in Spain for the whole family
We believe that health is directly linked to smiling, so we help you with the expense of dental treatments.
Thinking of the little ones
Caser Médica Health includes direct access to primary medicine and in addition, differential coverage for the little ones, such as the Bio-mechanical walking study.
For parents peace of mind, you have a paediatric advice line, by phone, 24 hours a day.
And if you’re thinking of expanding your family or you are going to become a mother, you have a complete program of preparation for childbirth guided by midwives.
And with the Caser Salud app, you have all your insurance in your pocket
With the Caser Salud app, you can manage your insurance from any device:
Find your doctor: direct access to the medical directory, with filters for your search.
Medical authorisations: request your medical authorisations without having to make any calls
Your procedures: reimbursements, receipts, card duplicates...
and many more features! Caser Salud app
About Caser Médica health insurance
Of course! Caser Salud Médica is a great option if you're looking for affordable health insurance for the whole family. If you want to include your children in the policy, all you have to do is add them as beneficiaries. We also offer family discounts.
Get now the price for the whole family with our online calculator: get a quote.
Yes, your insurance policy includes coverage for medical care abroad. With it, we take care of any medical expenses you may incur due to an unforeseen health problem abroad. Also, remember that you have a 24-hour telephone number in case of an emergency outside Spain: +34 91 595 50 49.
By waiting period, we refer to the period of time that must elapse from the time you take out your insurance until you can make use of certain coverages. In the case of this modality, this period only exists for one coverage, the rest you will be able to use from day one:
- High-tech diagnostic tests: 4 months.
However, if you come from another insurance company and you have a product with similar cover that is at least one year old, you will be able to.
Do you want to have all of the information within your reach?
Here you will find all of the set prices for 2024, both the cost-free treatments and the maximum prices for remaining treatments, as well as the terms & conditions and the Medical Team for each product.
If you are searching for health insurance in Spain,
Caser Expat Insurance has the right policy for you!
For NIE & VISA
Adapta health and dental insurance
Your health insurance with medical care, including hospitalisation, and dental coverage. Complete care at an affordable price.
For Family Planning
Integral family health insurance
With Caser Health Integral you have complete medical insurance, with specialists at your disposal 24 hours a day, cover for all ages and also reimbursement of pharmacy expenses.
No co-pay
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Prestigio no copay health insurance
You choose and you decide the best health care for you and your whole family. It is possible to choose the doctor you want, anywhere in the world.
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30% discount and 1 month FREE!
