The ins and outs of choosing private health insurance.
Healthcare options in Spain with Caser Expat Insurance.
Médica Health Insurance
Médica, the medical insurance in Spain to combine with Social Security
The medical insurance in Spain that gives you access to specialist appointments and fast diagnoses without waiting lists.
We call you for free
First 10 free of charge
You only pay from the tenth medical claim per insured person per year.
Family friendly & affordable
Private medical care for the whole family, at a low monthly cost.
Up to 100€ in dental treatments
Reimbursement of 50% of the clinics affiliated in our medical staff.
Your health insurance is now 30% off and up to 3 months for free!
Your health insurance is now 30% off and 2 months for free!
- 30% off. Applied to the regular rate.
- Up to three months for free. Take out a policy until 30/04/2024.
- Family package, 3 policyholders, from €79,77/months*
- €100 voucher for dental treatments.
- Selfie Health. Keep an eye on your health at any time using your phone camera.
- Centro Médico Caser. Insured parties over the age of 18 have free access to the telemedicine service "Centro Médico Caser".
*See promotional terms and conditions
See in detail all the coverages
If you want to take care of your health and complement the health care of the Social Security with the advantages of a private medical insurance in Spain, Caser Médica Health is perfect. Get access to quality coverage and healthcare services for you and the whole family.
General coverages
Family and paediatric doctor & Registered Nurse with residential service included. Includes preventative checks and child development.
Unlimited access, without long waiting lists and the need of referral from your general practitioner. Pediatrics, gynecology, dermatology, endocrinology, traumatology... consult the wide range of medical specialties that we put at your disposal.
Medical specialties
Allergology
Anaesthesiology and resuscitation
Pathological anatomy
Angiology and vascular surgery
Digestive system
Cardiology
Anus-rectal surgery. Proctology
Cardiovascular surgery
General surgery and digestive system
Maxillofacial surgery
Paediatric surgery
Plastic surgery and reconstructive surgery
Thoracic surgery
Dermatology surgical and venereology
Urology
Endocrinology and nutrition
Geriatrics
Haematology and hemotherapy
Immunology
- Infectious and tropical disease
- Intern medicine
Nuclear medicine
Nephrology
Neonatology
Pneumology
Neurosurgery
Neurophysiology clinic
Neurology
Obstetrics and gynaecology
Dentistry-stomatology
Ophthallmology
Medical oncology
Radiotherapy oncology
Otolaryngology
Psychology clinic
Psychiatry
Rehabilitation and physiotherapy
Rheumatology
Pains treatments
Orthopaedic surgery
Access to all common means of diagnosis (clinical analysis, x-rays, magnetic resonance imaging (MRI), CT, ultrasound, endoscopy, electrocardiogram, digital dematoscopy and many more) and always with the most advanced technology. Check the complete list of diagnostic tests that are included in Caser Salud.
Diagnostic tests
- Clinical Analyses
Plain X-Ray
Special Non- interventionist Radiology
Nuclear Magnetic Resonance
X-ray computed tomography (CAT Scan)
Densitometry
Radioisotopes
Scintigraphy
Positron Emission Tomography (PET)
Endoscopy
Electrocardiogram
Exercise tolerance test
Echocardiogram
Conventional Holter
Event Holter
Doppler
Electroencephalography
Electromyography and evoked potential
Polysomnography
Triple screening
Amniocentesis
Fetal Karyotype Studies
Digital Dermatoscopy
Sentinel Node Detection
Childhood deafness early detection (Otoacoustic Emissions and Brainstem Evoked Response Audiometry) (BERA)
Echography
It includes 14 free basic services (check-ups, diagnostic tests, extractions, dental cleaning) and a price cap agreed with our medical-dental network for all other treatments. It is not comprehensive dental insurance, but you can save a significant amount compared to a client without health insurance.
In the event of an emergency, if you're unable to travel to the health clinic, we send a GP or nurse practitioner to your home.
24 hours of medical assistance, so you can clarify all your doubts or ask for advice about paediatric and medical questions. Likewise, you could request an explanation for your reports, diagnostic tests and their preparation or about prescriptions, or any other questions.
If you are travelling outside of Spain, we guarantee your coverage for up to 90 days and up to €15,000.
Procuring a second opinion from experts with a prestigious national and international reputation, for serious illnesses like cancer, neurological and neurosurgical illnesses, chronic kidney failure, etc.
Special treatments
We include 20 individual psychology sessions per insured person per year. The prescription of a medical professional from our medical directory is always necessary.
For cases of eating disorders, an additional 20 sessions per insured person per year are included.
Consult the associated co-payments for this coverage.
Unlimited chiropody in doctor's office.
We include vestibular rehabilitation if you suffer from vertigo or dizziness caused by inner ear diseases. This cover is provided in our associated centres and requires a prescription and prior authorisation.
Specific or specialized treatments for various pathologies. Some special treatments: lasertherapy, logo phoniatrics, etc.
Logo phoniatrics for organic pathologies:
Extension of logo phoniatrics coverage for vocal cords organic pathologies, resulting in 20 sessions per year. It is considered organic pathology:
- Inflammation: oedemas
- Benign tumours: nodules, polyps; or malignant: cancer of the larynx (with partial or total involvement)
We provide this study for those under 16 years of age, so that you can know whether their stride is correct and if there is any relation between this and certain diseases.
In the case of pelvic floor dysfunction (urinary incontinence), possible alterations are analysed and the necessary treatments for recovery are carried out, including pelvic floor rehabilitation (physiotherapy speciality). This consists of pelvic floor exercises, biofeedback, electrostimulation, global body exercises (flexibilising the lumbar spine, stretching aimed at the lower body and lumbosacral region and breathing exercises), massotherapy and relaxing techniques.
A maximum of 8 sessions per insured person per year are included in our associated centres.
Requires prescription and authorisation prior to treatment.
Pregnancy and family planning
Intrauterine (IUD) treatment and implantation is included in this price.
From the second pregnancy trimester we help you to prepare physically and psychologically for the moment you give birth. Including a face-to-face assistant full program guide from a midwife.
Centro Médico Caser - Telehealth
This telemedicine service allows you to a doctor from the comfort of your own home:
Book an appointment with a specialist and get quality health care by telephone or video call. With long business hours, you choose the day and time that suits you best to seek medical assistance.Or, if you prefer, get answers to all your medical doubts with no need for an appointment by using the Online Medical Chat.
All check-ups through the telemedicine service, regardless of the specialty, are exempt from copayments.
Unlimited check-ups (except for psychology, with 20 sessions per year per insured party).
Selfie Health allows you to get rapid measurements of a range of health indicators. In just 30 seconds and thanks to mobile facial recognition technology you can obtain readings for the following:
- Heart rate, irregular heartbeat, systolic blood pressure, Diastolic blood pressure, heart rate variability, myocardial stress, respiratory rate, body mass index, waist and height index, stress index, facial skin age, risk of cardiovascular disease and general well being score.
This service comes free of charge with your health insurance, it is the perfect complement of telehealth, it allows you to track your well being daily in an easy way and if if any reading is outside of the normal range, you will be able to visit your doctor and share with them your results getting a professional opinion.
You can speak to professionals in General Medicine and a range of other specialties: Paediatrics, Dermatology, Digestive System, Endocrinology, Gynaecology, Odontology, Psychiatry, etc.
During your check-ups, you can also share reports with specialists and receive prescriptions for diagnostic tests or medication.
Medical Team with teleconsultations included
Receive medical care in person and online. Choose from more than 45,000 professionals and 13,000 prestigious health centres.
Medical TeamAffordable health insurance for the whole family
We believe that health is directly linked to smiling, so we help you with the expense of dental treatments.
10 first co-payment free of charge
What is a co-payment? A co-payment means paying a small amount of money each time you use certain medical services. And what do you get in return? Thanks to this, the price of Caser Médica Health Insurance is much lower compared to other insurance policies, so you avoid having to pay a high annual premium. Or to put it another way, you won't pay upfront and in a fixed way, something that you may not use later on.
In addition, in the case of Caser Médica health insurance, the first 10 co-payments per insured person per year are free. This means that you will only have to pay co-payments if you make intensive use of your insurance. See details of Médica co-payments.
Thinking of the little ones
Caser Médica Health includes direct access to primary medicine and in addition, differential coverage for the little ones, such as the Bio-mechanical walking study.
For parents peace of mind, you have a paediatric advice line, by phone and online, 24 hours a day.
And if you’re thinking of expanding your family or you are going to become a mother, you have a complete program of preparation for childbirth guided by midwives.
Services for your well-being
Caser Salud App: with access to the medical team from your mobile phone and the "Digital Card" function, to identify yourself as a policyholder from the App. And also, other common procedures such as requesting a medical authorisation, without the need for calls.
Your Medical health insurance gives you MORE… How? With access to discounts and special offers on health-related services: nutrition, maternity, genetics… Take a look at our: Caser Más Beneficios.
And we also give you access to the exclusive My Emotional Well-bein Platform, with the best advice on how to face day-to-day challenges in an optimal mental and emotional way. For a whole year, you will learn in detail techniques such as Mindfulness.
Co-payment Caser Médica Health
Here we detail the additional amounts that you must pay when you use the following services. Remember that the first 10 copayments per insured per year are free, you will only pay from the 11th on.
General primary medicine, pediatrics and childcare |
€2 |
Speech therapy (session) |
€2 |
Podiatry |
€2 |
Rehabilitation treatments and physiotherapy |
€2 |
Specialist consultations |
€4 |
Preparation for childbirth |
€4 |
Common diagnostic tools |
€4 |
Adult & Pediatric psychology |
€8 |
High-tech diagnostic procedures |
€10 |
Emergencies at home |
€10 |
Other services |
€4 |
What else do you need to know about Caser Médica health insurance?
Of course! Caser Salud Médica is a great option if you're looking for affordable health insurance for the whole family. If you want to include your children in the policy, all you have to do is add them as beneficiaries. We also offer family discounts.
Get now the price for the whole family with our online calculator: get a quote.
Yes, your insurance policy includes coverage for medical care abroad. With it, we take care of any medical expenses you may incur due to an unforeseen health problem abroad. Also, remember that you have a 24-hour telephone number in case of an emergency outside Spain: +34 91 595 50 49.
- Family planning: 6 months.
- High-tech diagnostic tests: 6 months.
Do you want to have all of the information within your reach?
Here you will find all of the set prices for 2023, both the cost-free treatments and the maximum prices for remaining treatments, as well as the terms & conditions and the Medical Team for each product.
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