The ins and outs of choosing private health insurance.
Healthcare options in Spain with Caser Expat Insurance.
Inicia medical insurance
Inicia, a medical insurance at an affordable price
Forget about waiting lists: now you can access specialists and diagnostic tests in a flexible way. A cheap medical insurance with balanced co-payments and very low costs for additional coverage.
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Affordable price
Your medical insurance at an exceptional price.
Direct access to specialists
Make appointments with medical specialists without a prior prescription.
Up to 100€ in Dental Treatments
Reimbursement of 50% of the clinics affiliated in our medical staff.
PROMOTION
Your medical insurance from €12.84/month and up to 3 months for free*!
Your health insurance is now 30% off and 2 months for free!
- Special price from €12/month. Now Caser Salud Inicia with a 30% off and from only 12,84€/month.
- Up to three months for free. Take out a policy until 15/03/2024.
- €100 voucher for dental treatments.
- Selfie Health. Keep an eye on your health at any time using your phone camera.
- Centro Médico Caser. Insured parties over the age of 18 have free access to the telemedicine service "Centro Médico Caser".
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*See the conditions of the promotion.
See in detail all the coverages
And what do we offer you? Well, many things in exchange for very little. Ambulance assistance from our prestigious medical team, who will take care of you whenever you need it. For this, you have the best coverage. We offer:
General coverages
Family and paediatric doctor & Registered Nurse with residential service included. Includes preventative checks and child development.
Unlimited access, without long waiting lists and the need of referral from your general practitioner. Pediatrics, gynecology, dermatology, endocrinology, traumatology... consult the wide range of medical specialties that we put at your disposal.
Medical specialties
Allergology
Anaesthesiology and resuscitation
Pathological anatomy
Angiology and vascular surgery
Digestive system
Cardiology
Anus-rectal surgery. Proctology
Cardiovascular surgery
General surgery and digestive system
Maxillofacial surgery
Paediatric surgery
Plastic surgery and reconstructive surgery
Thoracic surgery
Dermatology surgical and venereology
Urology
Endocrinology and nutrition
Geriatrics
Haematology and hemotherapy
Immunology
Infectious and tropical disease
Intern medicine
Nuclear medicine
Nephrology
Neonatology
Pneumology
Neurosurgery
Neurophysiology clinic
Neurology
Obstetrics and gynaecology
Dentistry-stomatology
Ophthallmology
Medical oncology
Radiotherapy oncology
Otolaryngology
Psychology clinic
Psychiatry
Rehabilitation and physiotherapy
Rheumatology
Pains treatments
Orthopaedic surgery
Access to all common means of diagnosis (clinical analysis, x-rays, magnetic resonance imaging (MRI), CT, ultrasound, endoscopy, electrocardiogram, digital dematoscopy and many more) and always with the most advanced technology. Check the complete list of diagnostic tests that are included in Caser Salud.
Diagnostic tests
- Clinical Analyses
Plain X-Ray
Special Non- interventionist Radiology
Nuclear Magnetic Resonance
X-ray computed tomography (CAT Scan)
Densitometry
Radioisotopes
Scintigraphy
Positron Emission Tomography (PET)
Endoscopy
Electrocardiogram
Exercise tolerance test
Echocardiogram
Conventional Holter
Event Holter
Doppler
Electroencephalography
Electromyography and evoked potential
Polysomnography
Triple screening
Amniocentesis
Fetal Karyotype Studies
Digital Dermatoscopy
Sentinel Node Detection
Childhood deafness early detection (Otoacoustic Emissions and Brainstem Evoked Response Audiometry) (BERA)
Echography
Procuring a second opinion from experts with a prestigious national and international reputation, for serious illnesses like cancer, neurological and neurosurgical illnesses, chronic kidney failure, etc.
In the event of an emergency, if you're unable to travel to the health clinic, we send a GP or nurse practitioner to your home.
24 hours of medical assistance, so you can clarify all your doubts or ask for advice about paediatric and medical questions. Likewise, you could request an explanation for your reports, diagnostic tests and their preparation or about prescriptions, or any other questions.
If you are travelling outside of Spain, we guarantee your coverage for up to 90 days and up to €15,000.
It includes 14 free basic services (check-ups, diagnostic test, extractions, dental cleaning) and a price cap agreed with our medical-dental network for all other treatments. It is not comprehensive dental insurance, but you can save a significant amount compared to a client without health insurance.
Special treatments
We include 20 individual psychology sessions per insured person per year. The prescription of a medical professional from our medical directory is always necessary.
For cases of eating disorders, an additional 20 sessions per insured person per year are included.
Consult the associated co-payments for this coverage.
Unlimited chiropody in doctor's office.
We include vestibular rehabilitation if you suffer from vertigo or dizziness caused by inner ear diseases. This cover is provided in our associated centres and requires a prescription and prior authorisation.
Specific or specialized treatments for various pathologies. Some special treatments: lasertherapy, logo phoniatrics, etc.
Logo phoniatrics for organic pathologies:
Extension of logo phoniatrics coverage for vocal cords organic pathologies, resulting in 20 sessions per year. It is considered organic pathology:
- Inflammation: oedemas
- Benign tumours: nodules, polyps; or malignant: cancer of the larynx (with partial or total involvement)
We provide this study for those under 16 years of age, so that you can know whether their stride is correct and if there is any relation between this and certain diseases.
In the case of pelvic floor dysfunction (urinary incontinence), possible alterations are analysed and the necessary treatments for recovery are carried out, including pelvic floor rehabilitation (physiotherapy speciality). This consists of pelvic floor exercises, biofeedback, electrostimulation, global body exercises (flexibilising the lumbar spine, stretching aimed at the lower body and lumbosacral region and breathing exercises), massotherapy and relaxing techniques.
A maximum of 8 sessions per insured person per year are included in our associated centres.
Requires prescription and authorisation prior to treatment.
Pregnancy and family planning
Intrauterine (IUD) treatment and implantation is included in this price.
From the second pregnancy trimester we help you to prepare physically and psychologically for the moment you give birth. Including a face-to-face assistant full program guide from a midwife.
Centro Médico Caser - Telehealth
This telemedicine service allows you to a doctor from the comfort of your own home:
Book an appointment with a specialist and get quality health care by telephone or video call. With long business hours, you choose the day and time that suits you best to seek medical assistance.
Or, if you prefer, get answers to all your medical doubts with no need for an appointment by using the Online Medical Chat.
All check-ups through the telemedicine service, regardless of the specialty, are exempt from copayments.
Unlimited check-ups (except for psychology, with 20 sessions per year per insured party).
Selfie Health allows you to get rapid measurements of a range of health indicators. In just 30 seconds and thanks to mobile facial recognition technology you can obtain readings for the following:
- Heart rate, irregular heartbeat, systolic blood pressure, Diastolic blood pressure, heart rate variability, myocardial stress, respiratory rate, body mass index, waist and height index, stress index, facial skin age, risk of cardiovascular disease and general well-being score.
This service comes free of charge with your health insurance, it is the perfect complement of telehealth, it allows you to track your well-being daily in an easy way and if any reading is outside of the normal range, you will be able to visit your doctor and share with them your results getting a professional opinion.
You can speak to professionals in General Medicine and a range of other specialties: Paediatrics, Dermatology, Digestive System, Endocrinology, Gynaecology, Odontology, Psychiatry, etc.
During your check-ups, you can also share reports with specialists and receive prescriptions for diagnostic tests or medication.
Medical team with teleconsultations included
Receive medical care in person and online. Choose from more than 45,000 professionals and 13,000 prestigious health centres.
Medical TeamIdeal medical insurance to get you started in private medicine
And to reduce your expenses, with Caser Inicia health you have an reduction in the costs of taking care of the health of your mouth.
Affordable price, limited co-payment
A co-payment is a small amount of money you pay when you use certain medical services. Thanks to this, the annual price of Caser Inicia Health Insurance is much lower compared to other modalities, and you will only pay for what you really need and use. What is co-payment?
With the co-payment system, you keep the price of your insurance at a reduced amount all year round. But don't worry, we don't want this to be a burden, so the amount in copayments is limited to 395 euros per year per insured.
Free choice of professionals
You are in control of your insurance: you can choose freely among all the professionals who make up the Caser Medical Team. In this way, you will receive totally personalised treatment and always with a specialist you trust.
You can also choose to receive care in person at any of our centres, or you can do it from home by phone, video call or online medical chat, with the professional you need.
Differential services included
With the Caser Salud App you can manage your insurance from your mobile phone: find the nearest doctor, request your medical authorisation, identify yourself at the centres with your digital card or check your policy details, among many other functions.
With Inicia you also have access to Caser Más Beneficios, an online platform where you will find special discounts on numerous services aimed at improving your health: nutrition, maternity, prevention, genetics...
And we also give you free access to the My Emotional Well-being Platform, with guidelines, advice and recommendations to help you work with your mind and manage your emotions in your day-to-day life. The duration of this program is one year and it is taught with recorded content, streaming sessions with our psychologist and audio and video practices.
Co-payment Caser Inicia Health
With this type of insurance, you have an annual co-payment limit capped at €395 per insured person per year. When this amount is exceeded, you don’t have to pay any further co-payments for any service that you use.
Medical assistant services consultation |
€2,50 |
Podiatry and speech therapy |
€4 |
General Medicine and Paediatrics |
€7,80 |
Rehabilitation treatments and physiotherapy |
€5 |
Standard diagnostic procedures |
€12 |
Specialist consultation |
€15,50 |
Psychology, adults and paediatrics |
€8 |
At-home services |
€16 |
Preparation for childbirth |
€38 |
High-tech diagnostic procedures |
€40 |
At-home emergencies |
€25 |
Other services |
€14 |
What else do you need to know about Caser Inicia medical insurance?
It is very simple. All you need to do is prove that you are resident in Spain and that you are of legal age. If you want to insure a minor, he or she must be included in the insurance policy as a beneficiary, and the policyholder must be his or her father, mother or legal guardian.
Of course, it does. With Caser Inicia Health you have the main means of diagnosis included so that you always get the most accurate assessment possible in relation to your ailment. And in this specific case, nuclear magnetic resonance is included in the list of tests included in your insurance policy.
You will be able to make use of each and every one of your insurance covers from day one, with the exception of high-tech diagnostic tests, which have a waiting period of 3 months.
Do you want to have all of the information within your reach?
Here you will find all of the set prices for 2023, both the cost-free treatments and the maximum prices for remaining treatments, as well as the terms & conditions and the Medical Team for each product.
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