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Speak to the medical specialist you need over the phone, video call or chat. Your health from the comfort of your own home.

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Inicia Health Insurance

Inicia, a health insurance at an affordable price

Forget about waiting lists: now you can access specialists and diagnostic tests in a flexible way. An affordable health insurance with balanced co-payments and very low costs for additional coverage.

We call you for free

Affordable price

Your health insurance at an exceptional price.

Direct access to specialists

Make appointments with medical specialists without a prior prescription.

Up to 100€ in Dental Treatments

Reimbursement of 50% of the clinics affiliated in our medical staff.


Your health insurance from €12.99/month and up to 1 month for free*!

Your health insurance is now 30% off and 1 month for free!

  • Now Caser Salud Inicia with a 30% off and from only 12,99€/month.
  • Up to one month for free. Take out a policy until 15/09/2024.
  • €100 voucher for dental treatments.
  • Selfie Health. Keep an eye on your health at any time using your phone camera.
  • Centro Médico Caser. Insured parties over the age of 18 have free access to the telemedicine service "Centro Médico Caser".

See in detail all the coverages

And what do we offer you? Well, many things in exchange for very little. Ambulance assistance from our prestigious medical team, who will take care of you whenever you need it. For this, you have the best coverage. We offer:

General coverages

Medical specialties

  • Allergology

  • Anaesthesiology and resuscitation

  • Pathological anatomy

  • Angiology and vascular surgery

  • Digestive system

  • Cardiology

  • Anus-rectal surgery. Proctology

  • Cardiovascular surgery

  • General surgery and digestive system

  • Maxillofacial surgery

  • Paediatric surgery

  • Plastic surgery and reconstructive surgery

  • Thoracic surgery

  • Dermatology surgical and venereology

  • Urology

  • Endocrinology and nutrition

  • Geriatrics

  • Haematology and hemotherapy

  • Immunology

  • Infectious and tropical disease

  • Intern medicine

  • Nuclear medicine

  • Nephrology

  • Neonatology

  • Pneumology

  • Neurosurgery

  • Neurophysiology clinic

  • Neurology

  • Obstetrics and gynaecology

  • Dentistry-stomatology

  • Ophthallmology

  • Medical oncology

  • Radiotherapy oncology

  • Otolaryngology

  • Psychology clinic

  • Psychiatry

  • Rehabilitation and physiotherapy

  • Rheumatology

  • Pains treatments

  • Orthopaedic surgery

Diagnostic tests

  • Clinical Analyses
  • Plain X-Ray

  • Special Non- interventionist Radiology

  • Nuclear Magnetic Resonance

  • X-ray computed tomography (CAT Scan)

  • Densitometry

  • Radioisotopes

  • Scintigraphy

  • Positron Emission Tomography (PET)

  • Endoscopy

  • Electrocardiogram

  • Exercise tolerance test

  • Echocardiogram

  • Conventional Holter

  • Event Holter

  • Doppler

  • Electroencephalography

  • Electromyography and evoked potential

  • Polysomnography

  • Triple screening

  • Amniocentesis

  • Fetal Karyotype Studies

  • Digital Dermatoscopy

  • Sentinel Node Detection

  • Childhood deafness early detection (Otoacoustic Emissions and Brainstem Evoked Response Audiometry) (BERA)

  • Echography

Special treatments

Pregnancy and family planning

Centro Médico Caser - Telehealth


Medical team with teleconsultations included

Receive medical care in person and online. Choose from more than 45,000 professionals and 13,000 prestigious health centres.

Medical Team

Ideal affordable health insurance to get you started in private medicine

And to reduce your expenses, with Caser Inicia health you have an reduction in the costs of taking care of the health of your mouth.

Affordable price, limited co-payment

A co-payment is a small amount of money you pay when you use certain medical services. Thanks to this, the annual price of Caser Inicia Health Insurance is much lower compared to other modalities, and you will only pay for what you really need and use. What is co-payment?

With the co-payment system, you keep the price of your insurance at a reduced amount all year round. But don't worry, we don't want this to be a burden, so the amount in copayments is limited to 395 euros per year per insured.

See details of Inicia co-payments.

Free choice of professionals

You are in control of your insurance: you can choose freely among all the professionals who make up the Caser Medical Team. In this way, you will receive totally personalised treatment and always with a specialist you trust.

You can also choose to receive care in person at any of our centres, or you can do it from home by phone, video call or online medical chat, with the professional you need.

Differential services included

With the Caser Salud App you can manage your insurance from your mobile phone: find the nearest doctor, request your medical authorisation, identify yourself at the centres with your digital card or check your policy details, among many other functions.

With Inicia you also have access to Caser Más Beneficios, an online platform where you will find special discounts on numerous services aimed at improving your health: nutrition, maternity, prevention, genetics...

And we also give you free access to the My Emotional Well-being Platform, with guidelines, advice and recommendations to help you work with your mind and manage your emotions in your day-to-day life. The duration of this program is one year and it is taught with recorded content, streaming sessions with our psychologist and audio and video practices.

Co-payment Caser Inicia Health

With this type of insurance, you have an annual co-payment limit capped at €395 per insured person per year. When this amount is exceeded, you don’t have to pay any further co-payments for any service that you use.

Medical assistant services consultation


Podiatry and speech therapy


General Medicine and Paediatrics


Rehabilitation treatments and physiotherapy


Standard diagnostic procedures


Specialist consultation


Psychology, adults and paediatrics


At-home services


Preparation for childbirth


High-tech diagnostic procedures


At-home emergencies


Other services


What else do you need to know about Caser Inicia health insurance?

Do you want to have all of the information within your reach?

Here you will find all of the set prices for 2024, both the cost-free treatments and the maximum prices for remaining treatments, as well as the terms & conditions and the Medical Team for each product.

If you are searching for health insurance in Spain,
Caser Expat Insurance has the right policy for you!


Adapta health and dental insurance

Your health insurance with medical care, including hospitalisation, and dental coverage. Complete care at an affordable price.

For Family Planning

Integral family health insurance

With Caser Health Integral you have complete medical insurance, with specialists at your disposal 24 hours a day, cover for all ages and also reimbursement of pharmacy expenses.

From €31'1/Month

Activa is the best health insurance for young adults

For you, who don't go to the doctor much but still want to have a health insurance with full coverage. With Activa you have it, and at a low price.

Compare our health insurance

Find the modality that best fits your needs at a glance.


Know all the details about hiring, how to use your insurance,
maternity processes ... Do not stay with the doubt!

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