<img height="1" width="1" src="https://www.facebook.com/tr?id=4160949140796750&amp;ev=PageView%20&amp;noscript=1">
1.Affordable price
Affordable Price

Your health insurance at an exceptional price

2. Direct access to specialists
Direct Access to Specialists

Make appointments with medical specialists without a prior prescription

3. Up to 100e in dental treatments
Up to 100€ in Dental Treatments

Reimbursement of 50% of the clinics affiliated in our medical staff

icn-compagos-limitados
Limited Copayments

We limit copayments annually, so that you take care of your health without worrying about your wallet

Your health insurance is now 30% off and 2 months for free!
 
 

And what do we offer you? Well many things in exchange for very little. Ambulance assistance from our prestigious medical team, who will take care of you whenever you need it. For this you have the best coverage. We offer you

See in detail all the coverages

General coverages

Family and paediatric doctor & Registered Nurse with residential service included. Includes preventative checks and child development.

Unlimited access, without long waiting lists and the need of referral from your general practitioner. Pediatrics, gynecology, dermatology, endocrinology, traumatology ... consult the wide range of medical specialties that we put at your disposal.

Access to all common means of diagnosis (clinical analysis, x-rays, magnetic resonance imaging (MRI), CT, ultrasound, endoscopy, electrocardiogram, digital dematoscopy and many more) and always with the most advanced technology. Check the complete list of diagnostic tests that are included in Caser Salud

It includes 14 free basic services (check-ups, diagnostic test, extractions, dental cleaning) and a price cap agreed with our medical-dental network for all other treatments. It is not comprehensive dental insurance, but you can save a significant amount compared to a client without health insurance.
In the event of an emergency, if you're unable to travel to the health clinic, we send a GP or nurse practitioner to your home.
24 hours of medical assistance, so you can clarify all your doubts or ask for advice about paediatric and medical questions. Likewise, you could request an explanation for your reports, diagnostic tests and their preparation or about prescriptions, or any other questions.

Procuring a second opinion from experts with a prestigious national and international reputation, for serious illnesses like cancer, neurological and neurosurgical illnesses, chronic kidney failure, etc.

If you are travelling outside of Spain, we guarantee your coverage for up to 90 days and up to €15,000.

Pregnancy and family planning

Intrauterine (IUD) treatment and implantation is included in this price.

We provide this study for those under 16 years of age, so that you can know whether their stride is correct and if there is any relation between this and certain diseases.

From the second pregnancy trimester we help you to prepare physically and psychologically for the moment you give birth. Including a face-to-face assistant full program guide from a midwife.

Special treatments

It included 20 individual psychological sessions per insured per year. The professional prescription from our medical team is always needed. Check out the copayments for this coverage.
Unlimited chiropody in doctor's office.

Specific or specialized treatments for various pathologies. Some special treatments: lasertherapy, logo phoniatrics, etc.

Logo phoniatrics for organic pathologies:

Extension of logo phoniatrics coverage for vocal cords organic pathologies, resulting in 20 sessions per year. It is considered organic pathology:

  1. Inflammation: oedemas
  2. Benign tumours: nodules, polyps; or malignant: cancer of the larynx (with partial or total involvement)

Centro Médico Caser - Telehealth

This telemedicine service allows you to a doctor from the comfort of your own home:

  • Book an appointment with a specialist and get quality health care by telephone or video call. With long business hours, you choose the day and time that suits you best to seek medical assistance.
  • Or, if you prefer, get answers to all your medical doubts with no need for an appointment by using the Online Medical Chat.

Find out more about the Centro Médico Caser.

All check-ups through the telemedicine service, regardless of the specialty, are exempt from copayments.

Unlimited check-ups (except for psychology, with 20 sessions per year per insured party).

Selfie Health allows you to get rapid measurements of a range of health indicators. In just 30 seconds and thanks to mobile facial recognition technology you can obtain readings for the following: 

  • Heart rate, irregular heartbeat, systolic blood pressure, Diastolic blood pressure, heart rate variability, myocardial stress, respiratory rate, body mass index, waist and height index, stress index, facial skin age, risk of cardiovascular disease and general well being score.

This service comes free of charge with your health insurance, it is the perfect complement of telehealth, it allows you to track your well being daily in an easy way and if if any reading is outside of the normal range, you will be able to visit your doctor and share with them your results getting a professional opinion.

Learn more about Selfie Health

You can speak to professionals in General Medicine and a range of other specialties: Paediatrics, Dermatology, Digestive System, Endocrinology, Gynaecology, Odontology, Psychiatry, etc.

During your chekc-ups, you can also share reports with specialists and receive prescriptions for diagnostic tests or medication.

Reimbursements and Benefits

And to reduce your expenses, with Caser Salud Inicia you have an reduction in the costs of taking care of the health of your mouth.

We give you a dental check with discounts (€ 100 in orthodontics, implants and prosthetics, or € 30 in the rest of treatments) so that you can enjoy it in the clinics of the medical staff assigned to this promotion.

Co-payment and Qualifying periods

With the co-payments system, you keep the price of your insurance with a reduced amount all year round. But don't worry, we don't want this to be a burden, so the amount in copayments is limited to 395 euros per year per insured.

> See all the copayments

> What is Co-payment?  ? 

How long do I have to wait before being able to use this insurance?

You can use this medical insurance from day one for the majority of services offered. A minimum qualifying period of just 3 months will be set for all high tech diagnostic tests.

Under no circumstances are qualifying periods negotiable.

The maximum age limit for taking out a policy is 69.
There are no limits as to how long the policy can last.

Services included with Caser Salud Inicia

We like to make it easy for you and help you take care of your health day by day. In addition to all the cover included, you have at your disposal and completely free of charge the following services.

The messaging APP where you can make medical consultations of different specialties, 24 hours a day.

One of the many services aimed at perfecting the development of the smallest members of your family, from the moment they are born until they are 15 years old, one of the stand-out services is the bio-mechanical walking or stride study. It consists of analysing the foot in both the static and dynamic position, as well as its relation to other structures such as the knee, the hip and the spine.

Through this study the posture is analysed and corrected, which prevents future problems and the onset of muscular and osteoarticular lesions.

What’s more, children are able to improve their stride through playing in a fun way.

Can you imagine being able to consult any medical question, at any time and regardless of the day? Well, transform your imagination into reality. Discover more about 24h care line

From home, from your mobile, from wherever you want! All the complete list.
COMPARE OUR HEALTH INSURANCE

Find the modality that best fits your needs at a glance.

COMPARE

FaqsF.A.Q.

Know all the details all about hiring, how to use your insurance, maternity processes ... Do not stay with the doubt!

Do you want to have all of the information within your reach?

Here you will find all of the set prices for 2022, both the cost-free treatments and the maximum prices for remaining treatments, as well as the terms & conditions and the Medical Team for each product.

DATA PROTECTION

As required by the data protection legislation in force, we inform you that the data you may provide to us will be processed. Below you will find the basic information on the processing:

Controller

CAJA DE SEGUROS REUNIDOS, Compañía de Seguros y Reaseguros, S.A.- CASER

Basic purposes and legal basis

Purposes

  • a. Execution and performance of insurance policy or pension plan.
  • b. Fraud prevention.

Legal basis

  • a. Necessary for execution of a contract or preliminary agreement.
  • b. Fulfilment of legal obligations.

Other additional purposes and legal basis

Purposes

  • a. Profiling and distribution of commercial information.

Legal basis

  • a. Legitimate interest.

Recipients

Reinsurance companies or coinsurers. Caser Group’s companies. Entities engaged in fraud prevention. Public Administration authorities.

Rights

Access, rectification, erasure, portability, restriction and objection to processing, by mail or e-mail, including proof of your identity.

Data Protection Officer

Postal address: Avda. de Burgos, 109 28050 – MADRID
E-mail: dpogrupocaser@caser.es

Additional information

Please refer to the additional detailed information available on our website:  www.caser.es/proteccion-de-datos.

Aenor

© Caser Expatinsurance 2022