.png?width=344&height=67&name=logo_caser%20(2).png "logo_caser (2)"){kind=logo}
.png?width=243&height=47&name=logo_caser%20(2).png "logo_caser (2)"){kind=logo}
The ins and outs of choosing private health insurance.
Healthcare options in Spain with Caser Expat Insurance.
Integral Health Insurance
Integral, the perfect family
health insurance
When your family being covered under any circumstance is your priority. Perfect for those who appreciate Caser Health’s special coverage.
We call you for free
About Caser Integral health insurance
There is no single price for Integral, as this depends on each person, their age, or their health conditions. However, through our online calculator, you can find out your price in less than 1 minute, totally personalised, and without any kind of commitment. Get a quote.
When you take out health insurance, the most important thing is that you feel comfortable in every way. That’s why you have the possibility of splitting the payment of your insurance in the way that suits you best: yearly, half-yearly, quarterly or even monthly. And what’s more, we won’t apply surcharges or additional commissions in any of these cases.
The waiting periods refer to the time that has to pass from the moment you take out the insurance until you can make use of some of its coverages. In the case of Caser Salud integral, there are only waiting periods for the following coverages:
- Family planning: 8 months.
- Surgical interventions and hospital admissions (except in cases of life-threatening emergencies), including assistance in childbirth: 8 months.
- Oncological, cardiovascular, lithotripsy and dialysis treatments: 8 months.
- Postnatal care: 8 months.
- Assisted reproduction: 24 months.
The rest of the cover included in your insurance policy, you will be able to use them from day one.
Important! If you come from another insurance company and have a similar insurance with a minimum age of one year, the waiting periods can be eliminated, keeping only the waiting period for assisted reproduction.
Health for all stages of life
With tests, specialists, hospitalization... and coverages for pregnancy and childhood.
Quality medical staff
With more than 45,000 professionals. And also, calls and video calls with specialists.
And you choose whether or not you want a co-payment!
Because with this health insurance, you are in charge.
PROMOTION
Your health insurance with a 30% discount and 1 month for free!
Your health insurance with a 30% discount and 1 month for free!
And the promo doesn’t end there because…
- We apply an another 4% discount for individual contracts.
- We apply up to a 10% discount additional for 2 or more insured.
- Salud Integral has a Family pack, 3 insured, from € 147.57 /month.
- This insurance also includes a NEW space dedicated 100% to the mental health.
- You have a Virtual Gym, with 3 live classes a week.
- And, in addition, €100 gift for prescription glasses and up to € 200 for headphones.
- Hurry up, this promotion is for a limited time only!
Get a quote
+ information in the “Health promotion conditions” document at the bottom of the page.
See in detail all the coverages
Different medical specialties, diagnostic tests, hospitalizations, emergencies, special treatments ... It's just the beginning. Find out now about all that our family health insurance offers for you and for your health.
General coverages
Family and paediatric doctor & Registered Nurse with residential service included. Includes preventative checks and child development.
Unlimited access, without long waiting lists and the need of referral from your general practitioner. Pediatrics, gynecology, dermatology, endocrinology, traumatology... consult the wide range of medical specialties that we put at your disposal.
Medical Specialities
Allergology
Anaesthesiology and resuscitation
Pathological anatomy
Angiology and vascular surgery
Digestive system
Cardiology
Anus-rectal surgery. Proctology
Cardiovascular surgery
General surgery and digestive system
Maxillofacial surgery
Paediatric surgery
Plastic surgery and reconstructive surgery
Thoracic surgery
Dermatology surgical and venereology
Urology
Endocrinology and Nutrition
Geriatrics
Haematology and hemotherapy
Immunology
Infectious and tropical disease
Intern medicine
Nuclear medicine
Nephrology
Neonatology
Pneumology
Neurosurgery
Neurophysiology clinic
Neurology
Obstetrics and Gynaecology
Dentistry-stomatology
Ophthalmology
Medical oncology
Radiotherapy oncology
Otolaryngology
Psychology Clinic
Psychiatry
Rehabilitation and physiotherapy
Rheumatology
Pains treatments
Orthopaedic surgery
Access to all common means of diagnosis (clinical analysis, x-rays, magnetic resonance imaging (MRI), CT, ultrasound, endoscopy, electrocardiogram, digital dermatoscopy and many more) and always with the most advanced technology. Check the complete list of diagnostic that are included in Caser Health.
Diagnostic test
Clinical Analyses
Plain X-Ray
Special Non- interventionist Radiology
Nuclear Magnetic Resonance
X-ray computed tomography (CAT Scan)
Densitometry
Radioisotopes
Scintigraphy
Positron Emission Tomography (PET)
Endoscopy
Electrocardiogram
Exercise tolerance test
Echocardiogram
Conventional Holter
Event Holter
Doppler
Electroencephalography
Allergology
Electromyography and evoked potential
Polysomnography
Triple screening
Amniocentesis
Fetal Karyotype Studies
Digital Dermatoscopy
Sentinel Node Detection
Childhood deafness early detection (Otoacoustic Emissions and Brainstem Evoked Response Audiometry) (BERA)
Echography
Includes all types of hospitalisation without day limit for medical, surgical, paediatric, maternity, psychiatric (limited to 60 days) and intensive care unit (ICU) admissions. And for your comfort, a single room with a bed for your companion.
Hospital emergencies in the health centres included in our medical network, if necessary, an ambulance service is available to take you to the hospital.
We give you unlimited coverage for prostheses and materials. Prostheses are extensions or components which are used to substitute part of our bodies and which help them to function correctly.
In the event of an emergency, if you're unable to travel to the health clinic, we send a GP or nurse practitioner to your home.
Latest technology for early detection of malignant melanoma
A physical and educational exercise program, individualised and supervised by professionals, helps you regain strength and endurance and, as a result, functional capacity. It also helps improve your health, reduce symptoms, prevent the worsening of your disease and reduce the risk of having heart problems in the future.
24-hour telephone advice line where you can ask professionals your questions or ask for advice on paediatric and medical issues. You can also ask for help in understanding reports, diagnostic tests and their preparation or ask about the use of medication, among other questions.
We cover medical, surgical, pharmaceutical, and hospitalization expenses abroad with a maximum of €15,000 per insured person per year. And we cover much more: repatriation expenses, medication delivery, travel and accommodation for a companion, interpreter services, assistance with locating and sending luggage, etc. In addition, you now have the Caser Video Consultation App to carry out your consultations with healthcare professionals through call and video call, wherever you are.
Procuring a second opinion from experts with a prestigious national and international reputation, for serious illnesses like cancer, neurological and neurosurgical illnesses, chronic kidney failure, etc.
It includes 14 free basic services (check-ups, diagnostic tests, extractions, dental cleaning) and a price cap agreed with our medical-dental network for all other treatments. It is not comprehensive dental insurance, but you can save a significant amount compared to a client without health insurance.
We extend coverage in cases of malignant tumors by covering surgery for the symmetry of the healthy breast or the mastectomy of this healthy breast and subsequent reconstruction with prosthesis, if medically indicated.
This is included in the same surgery of the oncological breast, or within a maximum period of two years after the performance of such surgery.
This coverage requires a prescription and prior authorization.
We include radiofrequency surgery, in addition to the other techniques already covered for the treatment of this pre-cancerous oesophageal pathology. Requires prescription and prior authorisation.
It involves a minimally invasive surgical technique with better results than conventional surgery. The most outstanding advantages of this technique are a lower rate of side effects derived from surgery, faster recovery after surgery with less hospitalization time, less postoperative pain, less risk of bleeding and infection and smaller scars, among others.
Therapeutic targets are included as a preliminary study for an oncological treatment to choose the most appropriate one and ensure greater effectiveness of the treatment.
Special treatments
Psychology
We include 20 individual psychology sessions per insured person per year. The prescription of a medical professional from our medical directory is always necessary.
For cases of eating disorders, an additional 20 sessions per insured person per year are included.
Consult the associated co-payments for this coverage.
Chiropody
Unlimited chiropody in doctor's office.
Vestibular rehabilitation for inner ear pathology
We include vestibular rehabilitation in case you suffer from vertigo or dizziness caused by diseases of the inner ear. This cover is provided in approved centres and requires a prescription and medical authorisation.
Pelvic floor rehabilitation
In the case of pelvic floor dysfunction (urinary incontinence), possible alterations are analysed and the necessary treatments for recovery are carried out, including pelvic floor rehabilitation (physiotherapy speciality). This consists of pelvic floor exercises, biofeedback, electrostimulation, global body exercises (flexibilising the lumbar spine, stretching aimed at the lower body and lumbosacral region and breathing exercises), massotherapy and relaxing techniques
A maximum of 8 sessions per insured person per year are included in our associated centres.
Requires prescription and authorisation prior to treatment.
Logo phoniatrics for organic pathologies:
Extension of logo phoniatrics coverage for vocal cords organic pathologies, resulting in 20 sessions per year. It is considered organic pathology:
- Inflammation: edemas
- Benign tumours: nodules, polyps; or malignant: cancer of the larynx (with partial or total involvement)
Pregnancy and family planning
Family planning
Including tubal ligation, monitoring with hormonal contraceptives and the implantation of the IUD (including the cost of the intrauterine device).
Diagnosis and treatment of infertility
We offer you the study, diagnosis and treatment of couple infertility, including 3 attempts of artificial insemination and 1 attempt of in vitro fertilization and ICSI (intracytoplasmic sperm injection) if necessary.
Non-Invasive Prenatal Screening Test
The non-invasive genetic test analyzes the fetal DNA to predict the risk of Down syndrome (trisomy 21), Edwards syndrome (trisomy 18), and Patau syndrome (trisomy 13), in case of alterations (high risk) in the combined (triple screening) test of the first trimester.
Childbirth Preparation Program
From the second trimester of pregnancy we help you to be physically and psychologically prepared at the time of delivery. Including a complete face-to-face assistance program guided by midwives.
Postpartum Care
After delivery, assessment of the general condition of the mother and newborn. Advice will be offered on baby care, help and support with breastfeeding, training for pelvic floor rehabilitation, and resolution of care doubts. The age limit of the newborn for the provision of the service will be 28 days. The service will be provided digitally.
What else does Integral healthcare include?
Centro Médico Caser – Telehealth
This telemedicine service allows you to a doctor from the comfort of your own home:
Book an appointment with a specialist and get quality health care by telephone or video call. With long business hours, you choose the day and time that suits you best to seek medical assistance.
Or, if you prefer, get answers to all your medical doubts with no need for an appointment by using the Online Medical Chat.
All check-ups through the telemedicine service, regardless of the specialty, are exempt from copayments.
Unlimited check-ups (except for psychology, with 20 sessions per year per insured party).
You can speak to professionals in General Medicine and a range of other specialties: Paediatrics, Dermatology, Digestive System, Endocrinology, Gynaecology, Odontology, Psychiatry, etc.
During your check-ups, you can also share reports with specialists and receive prescriptions for diagnostic tests or medication.
Do you want to include a copayment in your health insurance?
Caser Integral Health Without Copayment
Choose the no-copayment option if you want to guarantee first-class health care at a fixed price, without additional charges. You won’t pay extra in cases where you need coverage. The price of your insurance will only be based on the annual premium.
- This option is perfect if you usually go to the doctor frequently, for example, for regular check-ups, or if you prefer peace of mind.
Caser Integral Health With Copayment
With the copayment option, you pay a small economic contribution each time you use certain coverages. In exchange, the fixed annual price of Caser Comprehensive Health is lower. This option is ideal if you go to the doctor occasionally and prefer to pay for your visits as you use the service.
If you choose copayment, it includes the following benefits:
- Limited copayment: You assume copayments until reaching a maximum of €395 per insured person per year. Once you exceed this amount, you won’t pay any more.
- First 10 copayments free: The first 10 copayments per insured person per year are completely free.
And now give names and surnames to the professionals who will take care of you.
Extensive Medical Team with telemedicine included
At your disposal, more than 45,000 trusted professionals and 13,000 health centres where you will receive totally personalised treatment. And what's more, if the specialist you want is not in your city or you simply don't want to travel, you can also talk to him or her without leaving your home.
Medical TeamDid you know that the Comprehensive Health Insurance also helps you with your medical expenses?
Reimbursement for optical and pharmacy expenses
Comprehensive Health helps cover your medical expenses through various reimbursements:
We reimburse 50% of what you spend at an optician, up to a total of €100 per insured person per year. Help with optical expenses
We also reimburse 50% of your expenses in pharmacy and childhood vaccines, up to a total of €100 per insured person per year. Help with pharmacy and vaccine expenses
And now, we reimburse up to €600 for the purchase of any type of umbilical cord blood stem cell cryopreservation with Biocord, through our Caser Más Beneficios Conditions apply.
Other services to make your daily life easier
Through the Caser Health App, you have direct access to the Medical Directory, allowing you to quickly find the nearest specialist using geolocation. It also lets you request Medical Authorizations from your mobile and includes the Digital Card functionality, allowing access to medical centers without needing a physical card. Caser Health App
NEW! Symptom Checker: An AI-based virtual assistance service that helps guide you based on your symptoms and gives information about what might be happening and whether you need to seek medical attention. Available from the Caser Health App. Learn more about the Symptom Checker
Access to the exclusive My Emotional Well-being Platform. Take care of your mind and emotions through online courses and sessions, including topics like Virtual Gym, Mindfulness, stress management, sleep improvement, yoga, Pilates, and nutrition. See My Emotional Well-being Platform
About Caser Integral health insurance
There is no single price for Integral, as this depends on each person, their age, or their health conditions. However, through our online calculator, you can find out your price in less than 1 minute, totally personalised, and without any kind of commitment. Get a quote.
When you take out health insurance, the most important thing is that you feel comfortable in every way. That’s why you have the possibility of splitting the payment of your insurance in the way that suits you best: yearly, half-yearly, quarterly or even monthly. And what’s more, we won’t apply surcharges or additional commissions in any of these cases.
The waiting periods refer to the time that has to pass from the moment you take out the insurance until you can make use of some of its coverages. In the case of Caser Salud integral, there are only waiting periods for the following coverages:
Important! If you come from another insurance company and have a similar insurance with a minimum age of one year, the waiting periods can be eliminated, keeping only the waiting period for assisted reproduction.
- Family planning: 8 months.
- Surgical interventions and hospital admissions (except in cases of life-threatening emergencies), including assistance in childbirth: 8 months.
- Oncological, cardiovascular, lithotripsy and dialysis treatments: 8 months.
- Postnatal care: 8 months.
- Assisted reproduction: 24 months.
Important! If you come from another insurance company and have a similar insurance with a minimum age of one year, the waiting periods can be eliminated, keeping only the waiting period for assisted reproduction.
Do you want to have all of the information within your reach?
Here you will find all of the set prices for 2024, both the cost-free treatments and the maximum prices for remaining treatments, as well as the terms & conditions and the Medical Team for each product.
If you are searching for health insurance in Spain,
Caser Expat Insurance has the right policy for you!
For NIE & VISA
Adapta health and dental insurance
Your health insurance with medical care, including hospitalisation, and dental coverage. Complete care at an affordable price.
Family pack from €91,77/month
Médica is the best medical insurance to combine with Social Security
The medical insurance in Spain that gives you access to specialist appointments and fast diagnoses without waiting lists.
No co-pay
.webp)
Prestigio no copay health insurance
You choose and you decide the best health care for you and your whole family. It is possible to choose the doctor you want, anywhere in the world.
Compare our health insurance
Find the modality that best fits your needs at a glance.
FAQ
Know all the details about hiring, how to use your insurance,
maternity processes ... Do not stay with the doubt!
Worth a look...
Health
Giving birth with the National Healthcare System.
Giving birth with private healthcare.
Health
Weighing up your needs against costs.
Family insurance plans to fit all.
30% discount and 1 month FREE!
