Does the health insurance cover MRI scans? 

Our health insurance policies contemplate the use of those tests or means of diagnosis that are necessary to specify in as much detail as possible the ailment or illness of the insured person, such as nuclear magnetic resonance or MRI, in order to allow the medical practitioner to have the highest level of information for the prescription of the most appropriate treatment in each case.

The performance of MRI scans, as well as other diagnostic tests, is included within the basic coverage of the different modalities of our health insurance policies.

It is essential that these diagnostic tests are carried out on the basis of a prior prescription from a specialist doctor included in our medical directory.

If this is the case, the protection of your health insurance will cover both the performance of the MRI and the contrast media or radiopharmaceuticals used, provided that the use of these is necessary.

On the other hand, studies or diagnostic tests related to research or of a scientific nature, as well as those tests related to cosmetic surgery treatments, are not included within the coverage of this protection.

Types of MRI covered by insurance

There are different types of MRI scans depending on the needs of each patient and also on the conditions of each patient.

For example, although it is usual for the MRI to be closed, some clinics also offer open MRI scans for those who may suffer from claustrophobia when they spend a long time inside the traditional tubular-shaped apparatus.

If necessary because the test requires it, it is possible to perform MRIs with contrast, a compound that travels through the bloodstream to the point to be analysed in order to ‘illuminate’ it through the eyes of the MRI machine, making it easier to identify the location of the health problem that has necessitated this diagnostic test.

Of course, MRI or magnetic resonance imaging can be performed on any part of the body where it is necessary, as it is one of the most reliable diagnostic tests when the medical team needs to observe the inside of the body in a minimally invasive way with the aim, for example, of scheduling surgery.

Thus, it is possible to perform everything from an angioresonance scan, to obtain images of an individual's blood vessels, to an MRI of the breast or heart, to name a few examples. Any of these types of MRI scans will be covered by Caser's health, which always provides its policyholders with the best state-of-the-art medical instruments.

How often can I have an MRI scan?

One of the main advantages of MRI over other diagnostic tests is that it does not require radiation to work. 

Does this mean that I can have two MRI scans in a row? No, it is normal to have only one per year, although depending on the case and the decisions of the specialists, it could be done every six months, and even an MRI every three months.

In reality, it will depend on the patient's condition, its severity and what is determined by the medical team attending the patient, but as it is a medical study carried out with very powerful magnetic fields, we try to limit exposure to them as much as possible.