Family health care insurance

Taking care of your family means taking care of it at all levels.

Family health insurance has a specialized medical directory, which you can access without long waiting times. In addition, the most common diagnostic tests for children and parents are covered. Choose your family insurance protection.

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What is Caser's family health insurance like?

Medical directory

You have an extensive medical directory. Formed by more than 13,000 clinics, medical centers and hospitals. In which you will have more than 45,000 prestigious professionals at your service in all specialties.

No waiting

You avoid long waiting lists. When it comes to looking after your loved ones, time is of the essence. Thanks to Caser Salud you will have access to medical consultations, hospital care and surgery much more quickly, without the slowness of long waiting lists.

Quality and diagnostic tests

They offer the quality you expect to meet your family's needs, especially those of your children. They include an extensive list of diagnostic tests: clinical analyses, ultrasound scans, CAT scans, MRI scans...

Preparation for childbirth

Thinking of expanding your family? They have a childbirth preparation programme, so that mother and baby receive the best care.

Primary medicine

With primary medicine. Because a child is the most important thing, specialists in pediatrics are at your fingertips, as well as child psychology and other services such as biomechanical footprint studies.

Specialists 24 hours a day

Consultation with specialists 24 hours a day, through telephone services and pediatric and medical guidance.

Family health care insurance coverage

Our health insurance policies for families have been designed under the most demanded coverages, those that cover the needs of adults and children.

Find out about them, compare and choose the type that best suits you and your family.

	Médica	Integral	Prestigio
General Coverage
Copayment
Copayment	Customizable co-payment	Available with and without co-payment	No
Primary Medicine
Primary Medicine
Specialties
Specialties
Diagnostic procedures
Diagnostic procedures
Hospitalisation (Medical, surgical & ICU)
Hospitalisation (Medical, surgical & ICU)
Psychiatric hospitalisation
Psychiatric hospitalisation
Dental cover
Dental cover	Oral healthcare supplement	Oral healthcare supplement	Oral healthcare supplement
Medical assistance abroad
Medical assistance abroad
Emergency home visits
Emergency home visits
Hospital emergencies
Hospital emergencies
Home treatment
Home treatment
Internal prostheses
Internal prostheses
Transplant
Transplant
Special Treatments
Physiotherapy
Physiotherapy
Psychology
Psychology	20 sessions (insured party/year)	20 sessions (insured party/year)	20 sessions (insured party/year)
Chiropody
Chiropody	6 sessions (insured party/year)	Unlimited	Unlimited
Speech therapy
Speech therapy
Therapeutic Targets (For cancer treatment)
Therapeutic Targets (For cancer treatment)
Pain treatment
Pain treatment
Dialysis
Dialysis
Robotic surgery - Da Vinci (In prostate cancer surgical procedures)
Robotic surgery - Da Vinci (In prostate cancer surgical procedures)
Post-heart attack cardiac rehabilitation
Post-heart attack cardiac rehabilitation
Bio-mechanical walking study
Bio-mechanical walking study
Other treatments
Other treatments
Healthy breast surgery
Healthy breast surgery
Barrett's oesophagus surgery
Barrett's oesophagus surgery
Vestibular rehabilitation for inner ear pathology
Vestibular rehabilitation for inner ear pathology
Pelvic floor rehabilitation
Pelvic floor rehabilitation
Pregnancy and family planning
Infertility treatment
Infertility treatment
Assisted reproduction
Assisted reproduction
Birth preparation program
Birth preparation program
Harmony Screening Non-Invasive Prenatal Test
Harmony Screening Non-Invasive Prenatal Test
Childbirth
Childbirth
Postnatal care
Postnatal care
Postpartum pelvic floor rehabilitation
Postpartum pelvic floor rehabilitation
Family planning (Including cost of Intrauterine (IUD) Treatment)
Family planning (Including cost of Intrauterine (IUD) Treatment)
Services and supplements
2nd Medical Opinion
2nd Medical Opinion
Medical and paediatric telephone assistance(24/7, 365 days a year)
Medical and paediatric telephone assistance(24/7, 365 days a year)
App Mi Salud
App Mi Salud
Ambulances
Ambulances
Reimbursements
Pharmacy and child vaccination costs(up to 100€/year per insured party)
Pharmacy and child vaccination costs(up to 100€/year per insured party)
Optician costs (up to €100/year per insured party)
Optician costs (up to €100/year per insured party)
Medical costs (incurred outside the Caser medical network)
Medical costs (incurred outside the Caser medical network)
	Go to Médica	Go to Integral	Go to Prestigio

See all coverages See less coverages

Co-payment Caser Médica Health

Here we detail the additional amounts that you must pay when you use the following services. Remember that the first 10 copayments per insured per year are free, you will only pay from the 11th on.

General primary medicine, pediatrics and childcare	€2
Speech therapy (session)	€2
Podiatry	€2
Rehabilitation treatments and physiotherapy	€2
Specialist consultations	€4
Common diagnostic tools	€4
Adult & Pediatric psychology	€8
High-tech diagnostic procedures	€10
Emergencies at home	€10
Other services	€4

Co-payment Caser Integral Health

Here we detail the additional amounts that you must pay when you use the following services. Remember that the first 10 insured copayments per insured per year are free, you will only pay from the 11th on.

Primary care: general medicine, paediatrics and nursing	€2
Speech therapy (session)	€2
Aerosol therapy, ventilation and oxygen therapy	€2
Podiatry	€2
Rehabilitation treatments and physiotherapy (session)	€2
Specialist consultations	€4
Preparation for childbirth	€4
Standard diagnostic tools	€4
Psychology: Adult and paediatric (session)	€8
High-tech diagnostic procedures	€10
Home emergencies	€10
Hospitalization and surgical interventions	€10
Assisted reproduction and artificial insemination	€10
Postpartum care	€10
Other services	€4

Is family health insurance worth it?
Here's 3 advantages

Save on medical expenses

Because the Integral and Prestige family healthcare insurance includes the reimbursement of optical, pharmacy and children's vaccination costs. And it does so by reimbursing you up to a total of 100€ per insured person per year, for each of the cases.

This way, if, for example, your little one needs their first pair of glasses, or you have simply had to go to the chemist more than usual, the family health care insurance gives you money back!

100% differential services

Did you know that all family health insurance policies, no matter which type you choose, include totally differential services at no additional cost? Take a look!

Caser Medical Centre, or in other words, the doctor from home. Calls, video calls and online chat, with multiple medical specialties. With no co-payment and no limit to the number of consultations. Here we tell you all about it. Caser Medical Centre

Selfie Health. Get more than 15 important indicators for your health, with a simple selfie with your mobile phone. In 30 seconds, you can track your heart rate, blood pressure, stress index... And much more!

My Emotional Wellbeing Platform. 100% online tool with live classes and different courses to improve your emotional wellbeing: Mindfulness, Emotional Intelligence, Stress Management, Pilates, Yoga...

Health at all levels

When we talk about general health, the dental ecosystem also plays an important role. For this reason, the family health insurance includes in all its modalities the coverage of the oral and dental complement.

With it, you will be covered at no additional cost, up to 25 basic services at the dentist, such as consultations, diagnoses, extractions, cleanings... And you will also have access to the most important dental treatments at a reduced price.

In short, an approach to dental insurance that will provide you with considerable savings.

Frequently Asked Questions About Family Health Insurance

Yes, you can include your child in your insurance policy at any age and they will obtain the same benefits as the policyholder. On the other hand, if you take out insurance for newborn children, they can be added to the parent's policy, as long as they are both insured with Caser Salud and have been with us for at least 8 months.

The application for insurance for a newborn child does not require a health questionnaire, has no pre-existing conditions or deficiencies. The application must be made within a maximum period of 15 days from the registration of the child in the family record book.

You are wondering how much is family medical insurance?, you must first calculate the price. Subsequently, if you agree with the price, you can proceed with the contract, for which you must fill in a form with your details.

A co-payment is a small amount of money that the insured person must pay each time he/she uses certain services associated with the family health insurance, such as, for example, a medical consultation, a diagnostic test, a treatment... But which is better: choosing a family health insurance policy with or without co-payment?

The biggest advantage of choosing a health insurance with co-payment is that the fixed price of your insurance - the annual premium - will be cheaper and, therefore, you will only pay extra depending on the use you make of the family health insurance. So for which families is this option ideal? In a nutshell, it would be perfect for those who want to have access to health insurance at a cheaper price, and who, in general, are going to use the insurance infrequently (adults in good health or young people with no previous pathologies).

On the other side of the coin is family health insurance without co-payment. In this case, the annual insurance premium is higher, but the advantage of this option is that what you pay for your insurance is the annual fixed price and nothing more. In other words, no additional amounts will be added per use, regardless of the number of times you go to the doctor or need a test. So, for which families is health insurance without co-payment the best option? For those who do not want to have additional amounts in the price and, also, for those who need medical assistance frequently (with newborn children, women who want or are going to become mothers...).

Therefore, the choice between a family health insurance without co-payment or one with co-payment will depend on the circumstances of each family, because, in absolute terms, there is no one option better than the other.

When taking out family health insurance, there are three fundamental points to bear in mind:

Do you want your insurance with or without co-payment? Or, to put it another way, do you prefer the price of your health insurance to be fixed at the end of the year, or do you prefer the price to be cheaper from the outset in exchange for an increase depending on the use you make of the family health insurance?
Do you want your family health insurance to include medical, surgical or even maternity hospital admissions, or are you only looking for outpatient care for consultations, diagnostic tests and treatment?

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Family! Now insurance family coverage for everyone with 30% discount and up to 2 months free!