It's a good thing to offer medical coverage for your employees and their relatives because they are the motor of your company! What better than to offer them the best medical coverage under your company's Business Health Insurance. Caser Expat Insurance offers private health insurance for both entrepreneurs and small to large companies. But why should a company offer this coverage to their employees? Find out below.
Good employees make the difference for your company. It’s hard these days to know what is important for an employee to choose for one company or the other. Studies have shown that good benefits are important to them and a private health insurance is one highly appreciated.
What happens when one of your employees or their family members get ill? Absence, sick leave, lower productivity. In other word, they will not be working as many hours as you would need them, and time is money. The faster that someone can visit a doctor, the earlier the treatment and recovery. With a private health insurance bureaucracy and waiting lists are minimized.
How can a company increase the purchasing power of their employees? To contract a private health insurance for your employees doesn’t only increase their purchasing power but it also offers them a tax benefit over salary increase. In Spain the first 500 euro per person per year for a health insurance plan, doesn’t have to be mentioned to the tax authorities and therefore doesn’t affect income taxes.
The company can deduct 100% of the expenses for Corporation Tax and only pays 30% for Social Security (only for employees with a salary up till 43.272 euro/year. If they earn more, the company does not pay for Social Security.
Because for the insurance company, it’s less work to contact a policy for several people at the same time, it can reduce costs and give this back by offering lower quotes and other benefits. Caser Seguros takes away all the waiting periods for coverage, except for pregnancy and delivery. Another important advantage is that with the Integral, Médica and Prestigio plans, the client has no co-payment at all.
1. Integral
For more detailed information or a quote, please visit the Caser web or consult the guide below:
If you are searching for health insurance in Spain, Caser Expat Insurance has the right policy for you!
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