Typical non spanish blog | Caser

Can I get a 6 month motorcycle insurance with Caser?

Written by Catherine Gaa | Nov 26, 2025 12:22:55 PM

The open road on two wheels is a delight, and Spain’s road are no exception. More than 235,000 kilometers that climb mountains, skirt the coasts, and wind through the country’s interior, making it an amazing place to ride and explore everything Spain has to offer.

If you’re making the move to Spain and plan to drive a car or motorcycle, you absolutely must contract insurance to be able to use the roadways. But for those staying less than a year? What about short-term, is it possible to get a six-month motorcycle insurance policy instead of a full-year one?

Yes — it is possible to get a motorcycle insurance policy in Spain that’s not for a full year. There are insurers and brokers that offer shorter‑term policies or even temporary or seasonal insurance if you’re in Spain for only a matter of months. Whether it’s for holiday or during a study abroad stint, consider 6-month motorcycle insurance to get back in the saddle and out enjoying the open road.

What is short-term motorcycle insurance in Spain?

In order to circulate on Spanish roads, vehicle insurance in mandatory. In general, brokers offer pricing at different tiers and always for one full calendar year with automatic yearly renewals. Short-term insurance for any automotive would be for a period less than one year, in that case.

Are there limitations to 6-month motorcycle insurance in Spain?

If you want to pay monthly or for a fixed-term period, you’ll need to find a broker that offers more than the standard annual contract– this could save you money if you have a fixed period in which you will be using your motorcycle. However, remember that every insurance plan must include third-party liability, the minimum legal coverage required to circulate in Spain.

What do I need to know about contracting a 6-month motorcycle insurance in Spain?

As with any policy, it’s important to understand the terms, conditions and possible limitations before signing. Most Spanish insurance companies offer their most competitive rates for full-year contracts, but here are a few tips if you’re looking to only pay a few months:

  • Premiums tend to be higher per month for shorter duration policies. This is because insurers must distribute liabilities differently and sometimes charge more.
  • Availability is a factor, as not all insurers offer month‑by‑month insurance; you’ll have to check with each company. Some may only offer full year or very short temporary insurance, so compare prices and policies carefully.
  • Legal or residency requirements may apply in Spain. If the bike is registered in Spain, or needs to be, you’ll need to satisfy all documentation requirements. This usually includes the vehicle registration, driver’s license. If the bike is foreign‑registered or you’re new to the country, you’ll need to first get the vehicle registered in Spain and ensure it’s safe to circulate via a vehicle inspection (ITV).
  • Coverage: Make sure the policy covers what you need, like theft, injury, or damage. Short policies might limit some options, but as a rule of thumb, short-term policies are flexible and can save you money. As always, check the terms and conditions carefully before committing.

 

Introducing Caser ReMoto, the short-term motorcycle insurance policy for expats

Caser offers three different types of motorcycle insurance under the ReMoto umbrella:

All plans include the following items:

  • Third-Party Liability
  • Smart Alert
  • Medical assistance for riders and passengers
  • Free choice of garage
  • Legal defence and fines management
  • Fire coverage

Take your coverage a step further with adding protection from theft or go all-in on your motorbike with total coverage – a replacement motorbike, replacement helmet and gear, and unlimited medical expenses.

Get a bird’s eye view of the coverage at this link, keeping in mind that add-ons are available.

To get started, simply request a motorcycle insurance quote. You’ll need to fill in data like the brand and model of your bike, or even just the license plate number – an option that will save you time and return the best possible rate. You’ll also need your personal data. The cost calculator provides you with a quote and guidance on the different types of insurance, always giving you a quote for the types of insurance that best suits your profile. It’s imperative that you have a Spanish driving license or a license that is valid for Spain, as well as a Spain-issued ID card, such as a TIE or residency permit.

Don’t forget that current Caser policy holders can benefit from the MultiCar discount.

What are the benefits of Caser’s short-term motorcycle insurance?

There are enormous benefits to Caser’s motorcycle insurance plans:

To begin with, all Caser motorcycle insurance policies include mandatory civil liability (third-party) coverage, protecting you if you accidentally injure someone or damage property while riding. They also offer comprehensive plans that include theft, fire, vandalism, and collision protection. Caser includes personal accident coverage for the rider, helping cover medical expenses, disability, or even death benefit.

Getting stranded or in an accident is never on anyone’s road map, but it happens. Caser’s roadside assistance will make sure that you won’t be left in the lurch by providing towing, mechanical assistance and even accommodation if you’re far from home. You can even choose which garage to take your bike to, free of charge.

Why stick to roads in Spain? One of the biggest advantages of Caser’s motorcycle insurance is international coverage - many of its policies extend protection throughout the European Union, so you’ll get international coverage within the Green Card countries.

And, of course, saving money by only contracting what you need, rather than a full year – Caser’s prices are competitive and designed to give you the maximum benefit while saving you money for snack or gas on the road.

Why choose Caser for your short-term insurance needs?

It’s simple: Caser understands that riding a motorcycle is more than a mode of transport, it’s a way of life, and that’s why the company offers tailored plans meant to meet your needs while providing you with protection every step of the way.