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Caser Expat Insurance

Health Insurances

in Spain for Expats

 

 

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Discover our Insurance Deals

 
Caser Expat Insurance offers the most advantageous health insurance for expats in Spain. Take a look online and discover our different options.
 

 

 

 

    BOLITA VISA

 

200x200_Family_Plann  Discounts_Family_plans

What does it include?

Activa

Adapta + Dental

Integral

Co-payment See Co-payment

Without co-payments

(except psychology 8€)

First 10 co-payments free
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Specialities See specialities See specialities See specialities
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Travel assistance check-01 check-01 check-01
Dental supplement check-01

Dental insurance included

(Sonrisa Esencial)

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Assisted reproduction and fertility diagnosis check-01

 

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100€ gift in dental treatments check-01   check-01

Best seller for getting a NIE

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Reimbursement, up to €600, stem cells cryopreservation

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Reimbursement of 50% expenses in optics & pharmacy (up to 100€ per insured/year)

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Post-heart attack cardiac rehabilitation

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Contract online, the fastest way to get your health insurance

Advantages of Caser Health Insurance

 
Private medical insurance can make your life easier! Here are just a few of our advantages, most of them are included even in our cheap health insurance option.

1

Avoid long waiting lists

2

Telephone and on-line medical and pediatric support 24 hours a day

3

Diagnostic tests without wait

4

A second medical opinion

Check out how many health centres are in your region

 

Caser works with over 13,000 clinics, medical centres and hospitals, and more than 45,000 professionals across Spain.

mapa País Vasco Madrid Navarra 239 38 391 2022 291 307 132 1015 453 349 203 242 222 379 540 718 168 439 290 330
Madrid

-

1698

País Vasco

-

103

Navarra

-

14

La Rioja

-

38

Lleida

-

239

Girona

-

391

Barcelona

-

2022

Tarragona

-

291

Castellón

-

132

Valencia

-

1015

Alicante

-

453

Mallorca

-

307

Murcia

-

349

Almería

-

203

Jaén

-

222

Granada

-

242

Córdoba

-

379

Málaga

-

540

Sevilla

-

718

Cádiz

-

439

Huelva

-

168

Las Palmas

-

290

Tenerife

-

330

Contract online, the fastest way to get your health insurance

Frequently Asked Questions

 

If you are still have doubts about how health insurance works and the requirements for taking out an insurance policy, take a look at our most frequently asked questions.

• Be younger than 69 years old

• Have a bank account in Spain

• Have a Spanish address

• Have a NIE/NIF or passport

• If you are a minor, the mother, father or legal guardian must be the policyholder

Medical insurance is an annual policy which renews automatically. If you do not wish to renew your policy, you need to advise us by providing one month’s notice ahead of its expiry date.

In our range of products, there are insurance policies that require co-payment and those without co-payment, to allow the price to be tailored better depending on each person’s use.

The products that offer co-payment involve your co-participation for use of a service. For the products without co-payment, you only pay the cost of the premium.

Co-payment means that insured persons participate in the cost of the services that are included in the majority of medical insurance policies on the market.

This involves a payment of a small amount by the insured person to make use of certain services, and that way, avoiding an increase in the generic cost of the premium for all customers who hold the same insurance, by assigning these amounts according to the individual use of each person.

Via a personally issued, non-transferable card from Caser. This will show your insurance number, personal details, and the type of insurance that you hold. When you visit a Health Centre, you just need to present the card.

In certain cases, due to safety reasons, you may be asked for another type of identification instead of your card.

Along with the application for medical insurance, a health questionnaire is included. This consists of a health declaration signed by each one of the insured persons who will be included in the policy prior to it being formalised. It includes relevant questions regarding the state of health of each person to be insured. This questionnaire must be completed for each person to be insured (except in the case of minors under the age of 18, whose declaration will be made by their father/mother or legal guardian), where you are obliged to answer each question truthfully, and note down all known circumstances in relation to your health (past and current). These answers will be considered by the insuring entity, in order to make an accurate risk assessment with regard to the insurance policy, reject the policy or establish any exclusions of coverage for any of the pre-existing illnesses that may be declared by the insured persons (prior acceptance of the insured person).


In the event of falsehood, inaccuracy or intentional omission of information in any of the declarations made in the questionnaire, the Company may cancel the insurance policy.

Yes, as long as they are in our extensive directory of renowned medical professionals. You can see on our map many centers there are in your province.

The qualifying periods make reference to the minimum period of time that you have to fulfil following registration as an insured person in the policy, in order to be able to make a claim and use certain services. For example, for procedures, use of high tech diagnostic centres, prosthesis, etc.

Yes, of course. For that to happen, the contract has to have been taken out remotely and the maximum length of time to cancel it is 14 days following receipt of the policy. However, you will be charged for a proportional part of the services that have already been provided.

Contract online, the fastest way to get your health insurance

              *Conditions of the Promotion

DATA PROTECTION

As required by the data protection legislation in force, we inform you that the data you may provide to us will be processed. Below you will find the basic information on the processing:

Controller

CAJA DE SEGUROS REUNIDOS, Compañía de Seguros y Reaseguros, S.A.- CASER

Basic purposes and legal basis

Purposes

  • a. Execution and performance of insurance policy or pension plan.
  • b. Fraud prevention.

Legal basis

  • a. Necessary for execution of a contract or preliminary agreement.
  • b. Fulfilment of legal obligations.

Other additional purposes and legal basis

Purposes

  • a. Profiling and distribution of commercial information.

Legal basis

  • a. Legitimate interest.

Recipients

Reinsurance companies or coinsurers. Caser Group’s companies. Entities engaged in fraud prevention. Public Administration authorities.

Rights

Access, rectification, erasure, portability, restriction and objection to processing, by mail or e-mail, including proof of your identity.

Data Protection Officer

Postal address: Avda. de Burgos, 109 28050 – MADRID
E-mail: dpogrupocaser@caser.es

Additional information

Please refer to the additional detailed information available on our website:  www.caser.es/proteccion-de-datos.