• Be younger than 69 years old
• Have a bank account in Spain
• Have a Spanish address
• Have a NIE/NIF or passport
• If you are a minor, the mother, father or legal guardian must be the policyholder
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| What does it include? |
Activa |
Adapta + Dental |
Integral |
| Co-payment | See Co-payment |
Without co-payments (except psychology 8€) |
First 10 co-payments free |
| Primary medicine and pediatrics |  |
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| Specialities | See specialities | See specialities | See specialities |
| Diagnostics tools | |
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| Hospitalisation | |
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| 2nd medical opinion | |
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| Travel assistance | |
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| Dental supplement | |
Dental insurance included (Sonrisa Esencial) |
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| Assisted reproduction and fertility diagnosis | |
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| 100€ gift in dental treatments | |
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Best seller for getting a NIE |
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Reimbursement, up to €600, stem cells cryopreservation |
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Reimbursement of 50% expenses in optics & pharmacy (up to 100€ per insured/year) |
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Post-heart attack cardiac rehabilitation |
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+34 910 551 656
Contract online, the fastest way to get your health insurance
Avoid long waiting lists
Telephone and on-line medical and pediatric support 24 hours a day
Diagnostic tests without wait
A second medical opinion
Caser works with over 13,000 clinics, medical centres and hospitals, and more than 45,000 professionals across Spain.
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103
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2022
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291
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1015
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453
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307
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349
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379
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540
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718
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439
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Contract online, the fastest way to get your health insurance
If you are still have doubts about how health insurance works and the requirements for taking out an insurance policy, take a look at our most frequently asked questions.
• Be younger than 69 years old
• Have a bank account in Spain
• Have a Spanish address
• Have a NIE/NIF or passport
• If you are a minor, the mother, father or legal guardian must be the policyholder
Medical insurance is an annual policy which renews automatically. If you do not wish to renew your policy, you need to advise us by providing one month’s notice ahead of its expiry date.
In our range of products, there are insurance policies that require co-payment and those without co-payment, to allow the price to be tailored better depending on each person’s use.
The products that offer co-payment involve your co-participation for use of a service. For the products without co-payment, you only pay the cost of the premium.
Co-payment means that insured persons participate in the cost of the services that are included in the majority of medical insurance policies on the market.
This involves a payment of a small amount by the insured person to make use of certain services, and that way, avoiding an increase in the generic cost of the premium for all customers who hold the same insurance, by assigning these amounts according to the individual use of each person.
Via a personally issued, non-transferable card from Caser. This will show your insurance number, personal details, and the type of insurance that you hold. When you visit a Health Centre, you just need to present the card.
In certain cases, due to safety reasons, you may be asked for another type of identification instead of your card.
Along with the application for medical insurance, a health questionnaire is included. This consists of a health declaration signed by each one of the insured persons who will be included in the policy prior to it being formalised. It includes relevant questions regarding the state of health of each person to be insured. This questionnaire must be completed for each person to be insured (except in the case of minors under the age of 18, whose declaration will be made by their father/mother or legal guardian), where you are obliged to answer each question truthfully, and note down all known circumstances in relation to your health (past and current). These answers will be considered by the insuring entity, in order to make an accurate risk assessment with regard to the insurance policy, reject the policy or establish any exclusions of coverage for any of the pre-existing illnesses that may be declared by the insured persons (prior acceptance of the insured person).
In the event of falsehood, inaccuracy or intentional omission of information in any of the declarations made in the questionnaire, the Company may cancel the insurance policy.
Yes, as long as they are in our extensive directory of renowned medical professionals. You can see on our map many centers there are in your province.
The qualifying periods make reference to the minimum period of time that you have to fulfil following registration as an insured person in the policy, in order to be able to make a claim and use certain services. For example, for procedures, use of high tech diagnostic centres, prosthesis, etc.
Yes, of course. For that to happen, the contract has to have been taken out remotely and the maximum length of time to cancel it is 14 days following receipt of the policy. However, you will be charged for a proportional part of the services that have already been provided.
Contract online, the fastest way to get your health insurance
With this type of insurance, you have an annual co-payment limit capped at €395 per insured person per year. When this amount is exceeded, you don’t have to pay any further co-payments for any service that you use. You can continue using your insurance at no cost until the next renewal.
| Medical Assistant Services consultation | 2,50€ |
| Podiatry and speech therapy | 4€ |
| General primary medicine, pediatrics and childcare | 7,80€ |
| Rehabilitation and physiotherapy treatments | 5€ |
| Specialist consultations | 15,50€ |
| Standard diagnostic procedures | 12€ |
| Psychology, adults and paediatrics | 8€ |
| High-tech and genetic diagnostic procedures | 40€ |
| Hospital and home emergencies | 25€ |
| At-home services | 16€ |
| Postpartum care | 15€ |
| Preparation for childbirth | 38€ |
| Assisted reproduction | 45€ |
| Artificial insemination IVF, ICSI | 85€ |
| Other services | 14€ |
Here we detail the additional amounts that you must pay when you use the following services. Remember that the first 10 insured copayments per insured per year are free, you will only pay from the 11th on.
| Medical Assistant Services consultation | 2€ |
| Podiatry | 2€ |
| Speech therapy, oxygen therapy, aerosol therapy | 2€ |
| Rehabilitation treatments and physiotherapy | 2€ |
| Specialist consultations | 4€ |
| Standard diagnostic procedures | 4€ |
| Preparation for childbirth | 4€ |
| Other services | 4€ |
| Pediatric psychology | 8€ |
| High-tech diagnostic procedures | 10€ |
| Adult psychology | 8€ |
| Home emergencies | 10€ |
| Hospitalization and surgical interventions | 10€ |
| Assisted reproduction and artificial insemination | 10€ |
| Postpartum care | 10€ |
Medical specialities:
Diagnostic methods:
Special treatments:
Medical specialities:
Diagnostic methods:
Special treatments:
Medical specialities:
Diagnostic methods:
Special treatments:
As required by the data protection legislation in force, we inform you that the data you may provide to us will be processed. Below you will find the basic information on the processing:
CAJA DE SEGUROS REUNIDOS, Compañía de Seguros y Reaseguros, S.A.- CASER
Purposes
Legal basis
Purposes
Legal basis
Reinsurance companies or coinsurers. Caser Group’s companies. Entities engaged in fraud prevention. Public Administration authorities.
Access, rectification, erasure, portability, restriction and objection to processing, by mail or e-mail, including proof of your identity.
Postal address: Avda. de Burgos, 109 28050 – MADRID
E-mail: dpogrupocaser@caser.es
Please refer to the additional detailed information available on our website: www.caser.es/proteccion-de-datos.