Family insurance protection in Spain : Caser’s Coverage Explained

One day you received a job offer you couldn't refuse, and that offer led you to move to another country. Now you live in Spain, and after a while, your family has come to join you on this adventure. Now you are no longer alone, and you need to find a way to protect yourself and your loved ones in case of any emergency.

It's time to consider good family insurance protection. One of those essential services you don't want to do without when you think about the safety of your loved ones. That's why in this article we're going to tell you about Caser's Family Health Insurance, so you know what coverage it offers, why it may be right for you in this new stage of your life, and where to find all the information you need. 

The healthcare system in Spain

If you have recently arrived and this is your first time living in the country, you may not be entirely sure how the Spanish healthcare system works. The National Health System (SNS) is the public system that offers free healthcare to all residents in Spain.

Each region (Comunidad Autónoma) administers and organises its own network of hospitals and health centres. That is why you may notice some differences from one place to another, especially in terms of waiting times for specialist consultations or surgical procedures. If you are interested in learning more about the public healthcare system in Spain, you can read this article, where I explain everything in detail.

Beyond public healthcare, more and more people are opting for private health insurance to enjoy faster service and a closer relationship with their family doctor. Sometimes you need more time for a consultation, or a clinic closer to your home without having to wonder when the specialist you need will be able to see you. If this sounds familiar, what follows will be of interest to you.

What is Caser's Family Health Insurance like?

This health insurance is specially designed for families and has no age restrictions or limits on the number of family members. To give you a better idea of the advantages of taking out health insurance like Caser's, let's take a look at some of its main coverages:

• Extensive medical directory: You won't have any trouble finding a healthcare centre near your home. It has more than 13,000 centres and more than 45,000 professionals throughout the country.
• Diagnostic tests: This insurance covers the most common diagnostic tests (scans, CAT scans, MRI scans, ultrasounds, etc.) so that action can be taken as quickly as possible in any specialty.
• Paediatric specialities: Since the little ones always come first in the family, you can count on paediatricians and professionals specialising in children's physical and mental health.
• Dental health: In any of its modalities, Family Health Insurance includes up to 25 dental services (consultations, extractions, dental hygiene, etc.) and significant discounts on additional dental treatments.
• 24-hour care and shorter waiting times: Telephone and face-to-face care is guaranteed 24 hours a day so that you always have a professional at your disposal. And if you need treatment or surgery, you will avoid the long waiting lists that often overwhelm patients who do not have private health insurance.
  
  

And when it comes to availability, this insurance also offers telecare services through the Caser Medical Centre. This means you can contact the professionals you need via phone calls, video calls and online chats, as often as you like and without any co-payment. These are just some of the most important types of cover, but you can see them all in detail at this link.

A plan for every family

If you are thinking about your budget and wondering how much this insurance costs, you should know that there are different options available to suit your needs. The plans available are: Medical, Comprehensive and Prestige. Depending on the type of plan you choose, you may have a co-payment for certain services, hospitalisation expenses may or may not be included, or you may even have paediatric hospitalisation included.

In any case, to choose the plan that best suits you, you can always consult your personal quotation through our online calculator and you will have your quote in just a few minutes.

Prevention is always better than cure

Once you have good insurance to protect your family, remember that prevention will always be the best way to maintain good health. While it is true that we cannot avoid certain things, we can be mindful of some aspects that will help us maintain a good quality of life:

• Remember to maintain a balanced diet: this is not always easy when we sit down to eat with our children, but it is necessary to remind them of the importance of eating fruit, vegetables, legumes and lean meats.
• Forget about a sedentary lifestyle: physical activity is essential, but you don't need to become a professional athlete. Going out with your family to do sports activities such as hiking, swimming, or a team sport will help you stay in good physical shape while enjoying your family time.
• Take care of your rest: sleep is extremely important for our bodies to recover from daily activities. Your immune system will thank you for it.
• Schedule regular check-ups: you don't need to see your doctor every month, but annual check-ups are important for the early detection of certain diseases, especially when it comes to our children. Acting early can make a big difference.
  
  

As you can see, good health insurance gives you peace of mind knowing that you and your family are in good hands in case of an emergency. Choosing from so many options can sometimes be difficult, so I hope this article has been useful in helping you learn a little more about the family insurance protection you need in your new life in Spain. Don't forget that you can write to us with any questions you may have; we will be happy to help you.